3540 Payson Rd, Quincy, IL 62305 Property Records

Adams County property record for 3540 Payson Rd, Quincy, IL 62305

Property Summary

Property Type	Single Family Home
Lot Size	1.84 acres (80,238 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2025)
Tax Bill	$3,350 (2024)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Jan 2005 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`200111600000`

Property Details

APN / Parcel Number

Primary APN	`200111600000`

Exterior

Lot Area	80,238 sqft (1.84 acres)

Location & Zoning

Street Address	3540 PAYSON RD
City	QUINCY
State	IL
Zip	62305-6448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SEC 18 2S8W -EX .658A HWY- BEG NE COR S 408.41 W 266.65 N 408.41 E 266.65 PT SE SEC 18
Legal Range	08W
Legal Township	02S
Legal Section	18
Jurisdiction	ADAMS IL
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3001
Census Tract	10600

Owner

3540 Payson Rd is owned and occupied by an individual who bought it in March 2025.

Source: Adams County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3540 PAYSON RD, QUINCY, IL 62305-6448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Jan 20, 2005	Trustee's Deed, Foreclosure · Line of Credit BANK OF QUINCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Mar 8, 2018 · Amount on File
Deed Document Number	20251231
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Mar 8, 2018
Property Address	3540 PAYSON RD, QUINCY, IL 62305-6448
Document Number	2018R01637
Instrument Date	Mar 6, 2018
Instrument	2018R-01637
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3341 HUNTER RD, QUINCY, IL 62305-4764

Mortgage

Document Number	2018R01638
Date	Mar 8, 2018
Instrument	2018R-01638

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.38%

January 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ADAMS IL
Recording Date	Jan 20, 2005
Property Address	3540 PAYSON RD, QUINCY, IL 62305-6448
Document Number	0705/00635
Book / Page	0705 / 00635
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 PAYSON RD, QUINCY, IL 62305-6448

Mortgage

Document Number	0070500636
Date	Jan 20, 2005
Instrument	0070500636

Lender

Name	BANK OF QUINCY

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Melrose Township
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,070 (+6.36%) Land $9,170 Building $49,900	$177,210 (+6.36%) Land $27,510 Building $149,700
2024	$3,350.00	$55,540 Land $8,620 Building $46,920	$166,620 Land $25,860 Building $140,760
2022		$46,800 Land $7,260 Building $39,540	$140,400 Land $21,780 Building $118,620
2021	$2,849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3540 Payson Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Payson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL CREEK PWD serves 5,755 people · EPA ID IL0015300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	1.81 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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