3540 N Wolcott Ave, Chicago, IL 60657 Property Records

Cook County property record for 3540 N Wolcott Ave, Chicago, IL 60657

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2.5 ba · 2,286 sqft · built 1909
Lot Size	0.055 acres (2,387 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (Oct 2009)
Tax Bill	$11,697 (2023)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-19-400-042`

Property Details

APN / Parcel Number

Primary APN	`14-19-400-042`
Alternative APN	`14-19-400-042-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,286 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1910
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	2,387 sqft (0.055 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	3540 N WOLCOTT AVE
City	CHICAGO
State	IL
Zip	60657-1045
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	40N
Legal Section	19
Legal Subdivision	KRAEMER & RIDERS RESUB
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1009
Census Tract	50700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3540 N WOLCOTT AVE, CHICAGO, IL 60657-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2009 · Amount on Record
Deed Sale	Oct 22, 2009 · Amount on Record
Deed Document Number	200947087
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3540 N WOLCOTT AVE, CHICAGO, IL 60657-1045
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006920055
Date	Mar 10, 2022
Instrument	2206920055

Lender

Name	UNITED CREDIT UNION
Type	Credit Union
Address	CHICAGO, IL 60632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,001 (+20.84%) Land $35,500 Building $35,501	$710,010 (+20.84%) Land $355,000 Building $355,010
2023	$11,697.00 (+2.78%)
2022	$11,381.00 Homeowner's exemption	$58,755 Land $29,837 Building $28,918	$587,550 Land $298,370 Building $289,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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