El Dorado County property record for 3540 Magic Morgan Trl, Cool, CA 95614
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,440 sqft · built 1989 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,063 (2025) |
| Deeds & Mortgages | May 2023 Transfer Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-290-011-000 |
| Primary APN | 074-290-011-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,656 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Street Address | 3540 MAGIC MORGAN TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE10 |
| Legal Description | PM 35/95/2 |
| Legal Subdivision | AS SHOWN ON THE PARCEL MAP |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30606 |
Source: El Dorado County records · APN 074-290-011-000
Assessment roll updated August 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3540 MAGIC MORGAN TRL, COOL, CA 95614-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 18, 2023 | Intrafamily Transfer, Transfer |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2016 |
| Deed Sale | Sep 20, 2016 |
| Prior Sale | Sep 08, 2000 · Amount on Record |
| Deed Document Number | 201644274 |
| Last Transfer Date | May 16, 2023 |
| Transfer Doc | 0000013686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 18, 2023 |
| Property Address | 3540 MAGIC MORGAN TRL, COOL, CA 95614-9434 |
| Document Number | 0000013686 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023-0013686 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3540 MAGIC MORGAN TRL, COOL, CA 95614-9434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3540 MAGIC MORGAN TRL, COOL, CA 95614-9434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3540 MAGIC MORGAN TRL, OAKLAND, CA 94614 |
| Document Number | 0000038754 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022-0038754 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3540 MAGIC MORGAN TRL, COOL, CA 95614-9434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055083 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019-0055083 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,063.00 (+6%) Homeowner's exemption | $376,095 (+4.04%) Land $135,599 Building $240,496 |
| 2024 | $3,833.00 (+1.67%) | |
| 2023 | $3,770.00 (+1.54%) Homeowner's exemption | $361,493 Land $130,335 Building $231,158 |
| 2022 | $3,713.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), as of August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170306063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 6 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA0910013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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