3540 Madison St, Lansing, IL 60438 Property Records

Cook County property record for 3540 Madison St, Lansing, IL 60438

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,117 sqft · built 1956
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on File
Last Sale$287,000 (Dec 2025)
Tax Bill$7,258 (2023)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-32-114-022

Property Details

APN / Parcel Number

Primary APN30-32-114-022
Alternative APN
  • 30-32-114-022-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,117 sqft Living Area
1st Floor Area1,117 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,400 sqft (0.124 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3540 MADISON ST
CityLANSING
StateIL
Zip60438-3906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range15E
Legal Township36N
Legal Section32
Legal SubdivisionHIGHWAY ADD
Legal Block3
Legal Lot Number32
JurisdictionCOOK IL
Township / Civil DivisionTHORNTON
Census Block Group1
Census Block1016
Census Tract828100

Owner

3540 Madison St is owned and occupied by two individuals who bought it in December 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3540 MADISON ST, LANSING, IL 60438-3906
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2025 · Amount on File
Deed SaleDec 5, 2025 · Amount on File
Prior SaleMar 28, 2025 · Amount on File
Deed Document Number202516038
Prior Transfer DateNov 21, 2008
Prior Transfer Doc0000047046
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 5, 2025
Property Address3540 MADISON ST, LANSING, IL 60438-3906
Document Number0033916038
Instrument DateDec 1, 2025
Instrument2533916038
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3540 MADISON ST, LANSING, IL 60438-3906

Mortgage

Document Number0033916039
DateDec 5, 2025
Instrument2533916039
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056
Interest
Rate TypeFixed Rate
Rate7.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionThornton Township
MunicipalityLansing Village
Elementary School DistrictLansing School District 158 (PK - 08)
Secondary School DistrictThornton Fractional Township High School District 215 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,000 Land $2,295 Building $12,705$150,000 Land $22,950 Building $127,050
2023$7,258.00 (+12.47%)$15,000 (+51.06%) Land $2,295 Building $12,705$150,000 (+51.06%) Land $22,950 Building $127,050
2022$6,453.00$9,930 Land $2,025 Building $7,905$99,300 Land $20,250 Building $79,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3540 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3540 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANSING
serves 29,076 people · EPA ID IL0311590
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionDec 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Madison St

Nearby Streets

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