3540 Lakeview Dr, Sebring, FL 33870 Property Records

Highlands County property record for 3540 Lakeview Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,189 sqft · built 1955
Lot Size	1.05 acres (46,113 sqft)
Owner	2 Company Names on Record
Last Sale	$297,500 (Mar 2021)
Tax Bill	$7,850 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S234802000M00040`

Property Details

APN / Parcel Number

Primary APN	`S234802000M00040`
Alternative APN	`S-23-34-28-020-00M0-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,189 sqft Living Area
1st Floor Area	1,901 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	46,113 sqft (1.05 acres)
Lot Dimensions	400 ft deep x 100 ft wide
Driveway	Driveway
Driveway Area	825 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	273 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	70 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S234802000M00040
Street Address	3540 LAKEVIEW DR
City	SEBRING
State	FL
Zip	33870-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE JACKSON BLVD SUB TB-PG 10 LOT 4 BLK M
Legal Range	28E
Legal Township	34S
Legal Section	23
Legal Subdivision	LAKE JACKSON BLVD SUB
Legal Block	M
Legal Lot Number	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2014
Census Tract	960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	3540 LAKEVIEW DR, SEBRING, FL 33870-7913
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	2023364
Deed Book / Page	2808 / 141
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 11, 2021
Property Address	3540 LAKEVIEW DR, SEBRING, FL 33870-7913
Document Number	0002023364
Book / Page	2808 / 141
Map Reference	MB 3 PG 63
Instrument Date	Mar 4, 2021
Instrument	2023364
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 LAKEVIEW DR, 3540, SEBRING, FL 33870-7913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3540 LAKEVIEW DR, SEBRING, FL 33870-7913

Mortgage

Document Number	0002808145
Date	Mar 11, 2021
Instrument	2808/145

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,424 (+8.1%) Land $212,000 Building $177,424	$389,424 (+8.1%) Land $212,000 Building $177,424
2024	$7,850.00 (+10.75%)
2023	$7,088.00 (+13.17%)	$360,228 (+19.27%) Land $212,000 Building $148,228	$360,228 (+19.27%) Land $212,000 Building $148,228
2022	$6,263.00	$302,026 Land $159,000 Building $143,026	$302,026 Land $159,000 Building $143,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20