Brevard County property record for 3540 Joel Ave, Mims, FL 32754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 1988 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 2026) |
| Tax Bill | $741 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-35-06-00-25 |
| Primary APN | 21-35-06-00-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,526 sqft |
| 1st Floor Area | 1,796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 64,904 sqft |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 169 sqft |
| Patio Area | 169 sqft |
| Pole Barn | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2102036 |
|---|---|
| Street Address | 3540 JOEL AVE |
| City | MIMS |
| State | FL |
| Zip | 32754-5572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-1 |
| Legal Description | PART OF SW 1/4 OF NE 1/4 AS DES IN ORB 1934 PG 352 EXC 2812/0705 |
| Legal Range | 35E |
| Legal Township | 21S |
| Legal Section | 06 |
| Legal Subdivision | ACREAGE |
| Legal Block | 25 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | TITUSVILLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 60105 |
3540 Joel Ave is owned and occupied by two individuals who bought it in August 2026.
Source: Brevard County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3540 JOEL AVE, MIMS, FL 32754-5572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 20, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on File |
| Deed Sale | Aug 17, 2026 · Amount on File |
| Prior Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 2026167244 |
| Deed Book / Page | 10702 / 2834 |
| Prior Transfer Date | Jan 16, 2013 |
| Prior Transfer Doc | 0067921680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 17, 2026 |
| Property Address | 3540 JOEL AVE, MIMS, FL 32754-5572 |
| Document Number | 0000167244 |
| Book / Page | 10702 / 2834 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026167244 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | PARK TITLE, PARK AVE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3540 JOEL AVE, MIMS, FL 32754-5572 |
| Document Number | 0000167245, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 2026167245 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 20, 2022 |
| Property Address | 3540 JOEL AVE, MIMS, FL 32754-5572 |
| Document Number | 0095120325 |
| Book / Page | 9512 / 325 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022128451 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | LEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TTL OF CTRL FL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 492 SINGLETARY RD, 492, THOMASVILLE, GA 31792-0514 |
| Name | Verified Name |
|---|---|
| Address | 3540 JOEL AVE, MIMS, FL 32754-5572 |
| Document Number | 0009512327 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 9512/327 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3540 JOEL AVE, MIMS, FL 32754-5572 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087701483 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 8770/1483 |
| Instrument | 2020128941 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3540 JOEL AVE, MIMS, FL 32754-5572 |
| Document Number | 0080132149 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 3540 JOEL AVE MIMS FL 327545572, MIMS, FL 32754-5572 |
| Document Number | 0080132149 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 008013/002149 |
| Instrument | 223004 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3540 Joel Ave was $741 with a veteran's exemption, up 17.8% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,910 (+1.97%) | $320,910 (+1.97%) | |
| 2025 | $741.00 (+17.81%) Veteran's exemption | $314,710 | $314,710 |
| 2024 | $629.00 (-85.85%) | ||
| 2023 | $4,446.00 (+164.49%) | $296,000 (+135.71%) Land $50,000 Building $246,000 | $296,000 (+3.57%) Land $50,000 Building $246,000 |
| 2022 | $1,681.00 Homeowner's exemption | $125,580 | $285,790 Land $45,000 Building $240,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3540 Joel Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3540 Joel Ave is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIMS WATER TREATMENT / NORTH BREVARD CO. serves 7,958 people · EPA ID FL3050834 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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