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3540 James Rd, Cocoa, FL 32926 Property Records

Brevard County property record for 3540 James Rd, Cocoa, FL 32926 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,245 sqft · built 1977
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$154,000 (Jan 2006)
Tax Bill$1,425 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN24-35-12-50-*-8

Property Details

APN / Parcel Number

Primary APN24-35-12-50-*-8
Alternative APNs
  • 24-35-12-50-00000.0-0008.00
  • 2404137

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,245 sqft Living Area
Gross Area1,575 sqft
1st Floor Area1,245 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area44,867 sqft
Garage TypeAttached
Garage Area312 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area18 sqft
Patio Area526 sqft
Pole Barn288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2404137
Street Address3540 JAMES RD
CityCOCOA
StateFL
Zip32926-4533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOCOA RICO RANCHETTES LOT 8
Legal Range35E
Legal Township24S
Legal Section12
Legal SubdivisionCOCOA RICO RANCHETTES
Legal BlockO
Legal Lot Number8
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group5
Census Block5001
Census Tract62113

Owner

Source: Brevard County records · APN 24-35-12-50-*-8

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3540 JAMES RD, COCOA, FL 32926-4533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Aug 03, 2017Deed of Trust, Mortgage · FHA Mortgage
RP FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 17, 2006 · Amount on Record
Deed SaleJan 17, 2006 · Amount on Record
Deed Document Number200613665
Deed Book / Page5592 / 2400
Last Transfer DateApr 25, 2014
Transfer Doc0071271904
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3540 JAMES RD, COCOA, FL 32926-4533
Transaction TypeMortgage
Record UpdatedSep 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 JAMES RD, COCOA, FL 32926-4533

Mortgage

Document Number0092341657
DateAug 24, 2021
Book Page9234/1657
Instrument2021220746
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3540 JAMES RD, COCOA, FL 32926-4533
Document Number0079611320
Book / Page007961 / 001320
Instrument DateAug 03, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3540 JAMES RD COCOA FL 329264533, COCOA, FL 32926-4533

Mortgage

Document Number0079611320
DateAug 15, 2017
Book Page007961/001320
Instrument171253
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueAug 14, 2032

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$102,240 (+2.69%)$252,680 (+3.77%)
2025$1,425.00 (+9.45%) Homeowner's exemption$99,560 (+5.97%)$243,500 (+11.87%)
2024$1,302.00 (+2.68%)
2023$1,268.00 (+7.64%) Homeowner's exemption$93,950 (+2.99%)$217,660 (+13.19%) Land $82,400 Building $135,260
2022$1,178.00 Homeowner's exemption$91,220$192,300 Land $61,800 Building $130,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090621135, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 676 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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