3540 Jackson St, Lansing, IL 60438 Property Records

Cook County property record for 3540 Jackson St, Lansing, IL 60438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1953
Lot Size	0.16 acres (6,950 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2021)
Tax Bill	$6,863 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-32-105-049`

Property Details

APN / Parcel Number

Primary APN	`30-32-105-049`
Alternative APN	`30-32-105-049-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,950 sqft (0.16 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3540 JACKSON ST
City	LANSING
State	IL
Zip	60438-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	15E
Legal Township	36N
Legal Section	32
Legal Subdivision	VIRGINIA PARK
Jurisdiction	COOK IL
Township / Civil Division	THORNTON
Census Block Group	1
Census Block	1028
Census Tract	828000

Owner

3540 Jackson St is owned and occupied by an individual who bought it in August 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3540 JACKSON ST, LANSING, IL 60438-3927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Aug 9, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 1, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 1, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 12, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	202125002
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3540 JACKSON ST, LANSING, IL 60438-3927
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 JACKSON ST, LANSING, IL 60438-3927

Mortgage

Document Number	0021555235
Date	Aug 3, 2023
Instrument	2321555235

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 9, 2021
Property Address	3540 JACKSON ST, LANSING, IL 60438-3927
Document Number	0022125002
Instrument Date	Jul 13, 2021
Instrument	2122125002
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	BARRISTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 JACKSON ST, LANSING, IL 60438-3927

Mortgage

Document Number	0022125003
Date	Aug 9, 2021
Instrument	2122125003

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 1, 2021
Property Address	3540 JACKSON ST, LANSING, IL 60438-3927
Document Number	0003239444
Instrument Date	Dec 30, 2020
Instrument	2103239444
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 JACKSON ST, LANSING, IL 60438-3927

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 1, 2021
Property Address	3540 JACKSON ST, LANSING, IL 60438-3927
Document Number	0003239444
Instrument Date	Dec 30, 2020
Instrument	2103239444
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 JACKSON ST, LANSING, IL 60438-3927

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Sep 12, 2018
Property Address	3540 JACKSON ST, LANSING, IL 60438-3927
Document Number	1825534016
Instrument Date	Aug 30, 2018
Instrument	25534016
Transaction Type	Transfer
Record Updated	Sep 20, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3540 JACKSON ST LANSING IL 604383927, LANSING, IL 60438-3927

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Thornton Township
Municipality	Lansing Village
Elementary School District	Lansing School District 158 (PK - 08)
Secondary School District	Thornton Fractional Township High School District 215 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,754 Land $2,954 Building $13,800	$167,540 Land $29,540 Building $138,000
2023	$6,863.00 (+89.06%)
2022	$3,630.00 Homeowner's exemption	$9,006 Land $2,606 Building $6,400	$90,060 Land $26,060 Building $64,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3540 Jackson St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	32 (1981–2013)
Claims Outside the SFHA	6 of 32
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3540 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING serves 29,076 people · EPA ID IL0311590
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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