Orange County property record for 3540 Howard Way, Costa Mesa, CA 92626
| Property Type | Commercial |
|---|---|
| Lot Size | 1.14 acres (50,041 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,000,000 (Sep 2015) |
| Tax Bill | $71,199 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 415-112-18 |
| Primary APN | 415-112-18 |
|---|
| Lot Area | 50,041 sqft |
|---|
| Street Address | 3540 HOWARD WAY |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92626-1476 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | P BK 214 PG 45 PAR 1 |
| Legal Subdivision | CITY OF COSTA MESA |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 63910 |
3540 Howard Way, a commercial property, is owned by an individual who bought it in September 2015.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3540 HOWARD WAY, COSTA MESA, CA 92626-1476 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on File |
| Deed Sale | Sep 30, 2015 · Amount on File |
| Prior Sale | Jul 20, 2015 · Amount on File |
| Deed Document Number | 2015499433 |
| Prior Transfer Date | Sep 28, 2015 |
| Prior Transfer Doc | 0000499434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3540 HOWARD WAY, COSTA MESA, CA 92626-1476 |
| Document Number | 0000133723 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3540 HOWARD WAY COSTA MESA CA 926261476, COSTA MESA, CA 92626-1476 |
| Document Number | 0000133723 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 133723 |
| Name | BANK OF THE SIERRA |
|---|---|
| Type | Bank |
| Address | 26328 CITRUS ST, VALENCIA, CA 91355-5323 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3540 Howard Way was $71,199.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,037,363 (+2%) Land $3,018,683 Building $3,018,680 | |
| 2025 | $71,199.00 | $5,918,984 Land $2,959,493 Building $2,959,491 |
| 2023 | $67,794.00 (+3.68%) | $5,689,144 Land $2,844,573 Building $2,844,571 |
| 2022 | $65,386.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3540 Howard Way in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3540 Howard Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cosmo Network Solutions Fixed Wireless | 350 / 150 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.
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