3540 Hipp St, Dearborn, MI 48124 Property Records

Wayne County property record for 3540 Hipp St, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,352 sqft · built 1952
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Jun 2012)
Tax Bill$2,444 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN82-09-274-13-024

Property Details

APN / Parcel Number

Primary APN82-09-274-13-024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area901 sqft
Basement Area901 sqft
Unfinished Basement901 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions135 ft deep x 40 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3540 HIPP ST
CityDEARBORN
StateMI
Zip48124-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 180 ELMHURST PARK SUB
Legal SubdivisionELMHURST PARK
Legal Lot Number180
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group2
Census Block2020
Census Tract575401

Owner

Source: Wayne County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3540 HIPP ST, DEARBORN, MI 48124-3816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2012 · Amount on Record
Deed SaleJun 19, 2012 · Amount on Record
Deed Document Number2012282372
Deed Book / Page49944 / 1493
Prior Transfer DateJul 9, 2004
Prior Transfer Doc0499000603
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address3540 HIPP ST, DEARBORN, MI 48124-3816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0546810873
DateOct 19, 2018
Book Page54681/0873
Instrument2018301662
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 18, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,444.00 (-15.67%) Homeowner's exemption$100,400 (+16.74%)$200,800 (+16.74%)
2023$86,000$172,000
2019$2,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50

May also be available: Verizon.

Nearby Properties on Hipp St

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