3540 Hart Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 3540 Hart Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,063 sqft · built 2021
Lot Size	0.149 acres (6,491 sqft)
Owner	Individual Name on Record
Last Sale	$713,500 (May 2021)
Tax Bill	$13,801 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-3710-086-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3710-086-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,063 sqft Living Area
1st Floor Area	1,604 sqft
2nd Floor Area	1,459 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,491 sqft (0.149 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3540 HART DR
City	FOLSOM
State	CA
Zip	95630-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	MANGINI RANCH VILLAGE 7, LOT 811, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	MANGINI RANCH VILLAGE 7
Legal Lot Number	811
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4012
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4793 CONELLY CIR, FOLSOM, CA 95630-6008
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit FIRST UNITED CREDIT UNION
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
May 24, 2021	Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Deed Book / Page	20210524 / 1931
Last Transfer Date	Jul 12, 2024
Transfer Doc	2024000017
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3540 HART DR, FOLSOM, CA 95630-6006
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 HART DR, FOLSOM, CA 95630-6006

Mortgage

Document Number	0000000251
Date	Jun 10, 2022
Instrument	2022061000251

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3540 HART DR, FOLSOM, CA 95630-6006
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 HART DR, FOLSOM, CA 95630-6006

Mortgage

Document Number	0000001640
Date	Sep 28, 2021
Instrument	2021092801640

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2026
Property Address	3540 HART DR, FOLSOM, CA 95630-6006
Document Number	2026000664
Book / Page	20260414 / 664
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000664,
Date	Apr 14, 2026
Book Page	20260414/664

Lender

Name	FIRST UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3540 HART DR, FOLSOM, CA 95630-6006
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 HART DR, FOLSOM, CA 95630-6006

Mortgage

Document Number	2021092801640
Date	Sep 28, 2021
Instrument	2021092801640

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2021
Property Address	3540 HART DR, FOLSOM, CA 95630-6006
Document Number	0000001931
Map Reference	MB 417 PG 9
Instrument Date	May 7, 2021
Instrument	202105241931
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3540 HART DR, FOLSOM, CA 95630-6006

Mortgage

Document Number	0000001932
Date	May 24, 2021
Instrument	202105241932

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,419 (+2%) Land $220,814 Building $566,605
2025	$13,801.00 (+1.34%)	$771,981 (+4.04%) Land $216,485 Building $555,496
2024	$13,618.00 (+1.47%)
2023	$13,421.00 (-2.31%) Homeowner's exemption	$742,006 Land $208,080 Building $533,926
2022	$13,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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