3540 Harrison St, Gary, IN 46408 Property Records

Lake County property record for 3540 Harrison St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,166 sqft · built 1924
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Tax Bill	$987 (2024)
Deeds & Mortgages	May 2023 Mortgage Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0197-0023`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0197-0023`
Alternative APNs	`45-08-21-379-018.000-004` `254501970023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	1,083 sqft
Basement Area	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1990
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3540 HARRISON ST
City	GARY
State	IN
Zip	46408-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELLEY-GLOVER-VALE PARKSIDE ADD. ALL L.23 BL.4
Legal Subdivision	KELLEY-GLOVER-VALE PARKSIDE ADD
Legal Block	4
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	6
Census Block	6008
Census Tract	12400

Owner

3540 Harrison St is owned and occupied by an individual who acquired it in November 2025.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	3540 HARRISON ST, GARY, IN 46408-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Negative Amortization RAMZAN DHANJI LIVING TRUST
Sep 30, 2024	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 10, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2024	Re-recorded Document GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Jul 15, 2024	Special Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Jan 11, 2023	Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025
Deed Sale	Nov 10, 2025
Prior Sale	Jul 23, 2024
Deed Document Number	202530892
Prior Transfer Date	Oct 2, 2025
Prior Transfer Doc	0000030892
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3540 HARRISON ST, GARY, IN 46408-1527
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013009
Date	May 3, 2023
Instrument	2023-513009

Lender

Name	RAMZAN DHANJI LIVING TRUST
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	10 Months
Due	Mar 5, 2024

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3540 HARRISON ST, GARY, IN 46408-1527
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 1261 PANANA ST #17 17, 17, KAPOLEI, HI 96707-1406

Mortgage

Document Number	0000032909
Date	Sep 30, 2024
Instrument	2024-532909

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Nov 10, 2025
Property Address	3540 HARRISON ST, GARY, IN 46408-1527
Document Number	0000030892
Instrument Date	Oct 2, 2025
Instrument	2025-030892
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Jul 23, 2024
Property Address	3540 HARRISON ST, GARY, IN 46408-1527
Document Number	0000024072
Map Reference	MB 18 PG 2
Instrument Date	Jul 1, 2024
Instrument	2024-524072
Record Updated	Nov 20, 2025
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 HARRISON ST, GARY, IN 46408-1527

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 15, 2024
Property Address	3540 HARRISON ST, GARY, IN 46408-1527
Document Number	0000022969
Map Reference	MB 18 PG 2
Instrument Date	Jul 1, 2024
Instrument	2024-522969
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 HARRISON ST, GARY, IN 46408-1527

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Jan 11, 2023
Property Address	3540 HARRISON ST, GARY, IN 46408-1527
Document Number	0000001103
Map Reference	MB 18 PG 2
Instrument Date	Jan 5, 2023
Instrument	2023-501103
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 S RIVER RD STE 190, 190, DES PLAINES, IL 60018-6087

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,300 (+758.47%) Land $5,300 Building $96,000	$101,300 (+758.47%) Land $5,300 Building $96,000
2024	$987.00	$11,800 (-61.18%) Land $5,300 Building $6,500	$11,800 (-61.18%) Land $5,300 Building $6,500
2023		$30,400 (+4.11%) Land $5,100 Building $25,300	$30,400 (+4.11%) Land $5,100 Building $25,300
2022	$748.00	$29,200 Land $4,000 Building $25,200	$29,200 Land $4,000 Building $25,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 Harrison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	30 (1981–2026)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Harrison St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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