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3540 Grey Rock Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 3540 Grey Rock Rd, Helena, MT 59602

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 2010
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$234,600 (May 2010)
Tax Bill$1,973 (2026)
Deeds & MortgagesApr 2026 Mortgage
Apr 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNR631186

Property Details

APN / Parcel Number

Primary APNR631186
Alternative APNs
  • 05-1889-18-3-04-11-0000
  • 0000045222

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area56,628 sqft (1.3 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000045222
Street Address3540 GREY ROCK RD
CityHELENA
StateMT
Zip59602-6098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITEROCK MINOR SUBD, S18, T10 N, R02 W, LOT A5-2, COS #3169665
Legal Range02W
Legal Township10N
Legal Section18
Legal SubdivisionWHITEROCK MINOR SUBD
Legal Lot NumberA5-2
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group3
Census Block3047
Census Tract1202

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3540 GREY ROCK RD, HELENA, MT 59602-6098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 22, 2024Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 5, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2010 · Amount on Record
Deed SaleMay 17, 2010 · Amount on Record
Deed Document Number20103186695
Deed Book / Page41 / 9533
Prior Transfer DateJan 8, 2010
Prior Transfer DocM41/4096
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Recording DateApr 22, 2026
Property Address3540 GREY ROCK RD, HELENA, MT 59602-6098
Document Number0003449297
Book / Page65 / 3172
Instrument DateApr 17, 2026
Instrument20263449297
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 GREY ROCK RD, HELENA, MT 59602-6098
InvestorPossibly a Property Investor

Mortgage

Document Number0003449297,
DateApr 22, 2026
Book Page65/3172
Instrument20263449297
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address3540 GREY ROCK RD, HELENA, MT 59602-6098
Transaction TypeMortgage
Record UpdatedMay 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 GREY ROCK RD, HELENA, MT 59602-6098

Mortgage

Document Number00M63/1023
DateApr 22, 2024
Book PageM63/1023
Instrument3422554
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressBURTON, MI 48519
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 1, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address3540 GREY ROCK RD, HELENA, MT 59602-6098
Transaction TypeMortgage
Record UpdatedNov 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM60/1985
DateNov 5, 2021
Book PageM60/1985
Instrument3389182
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address3540 GREY ROCK RD, HELENA, MT 59602-6098
Transaction TypeMortgage
Record UpdatedJun 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM59/1869
DateMay 5, 2021
Book PageM59/1869
Instrument3377932
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,973.00 (+11.98%)$385,800 (-)
2025$1,762.00 (-46.77%)$385,800 (+10.13%)$385,800 (+10.13%) Land $112,045 Building $273,755
2023$3,310.00$350,300$350,300 Land $75,390 Building $274,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMESTEAD VALLEY WUA HVHA
private · serves 105 people · EPA ID MT0003251
Water SourceGroundwater
Last State InspectionApr 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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