3540 Gin Ln, Naples, FL 34102 Property Records

Collier County property record for 3540 Gin Ln, Naples, FL 34102 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3,983 sqft · built 1976
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$12,900,000 (Apr 2025)
Tax Bill	$94,756 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`119500 295A22`

Property Details

APN / Parcel Number

Primary APN	`119500 295A22`
Alternative APNs	`17061040005031600295` `17061040005`

Interior

Stories	1 Story
Building Area	3,983 sqft Living Area
1st Floor Area	3,983 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	235 ft deep x 103 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Parking Spaces	1 Parking Space
Pool Area	588 sqft
Deck Area	3,217 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	3540 GIN LN
City	NAPLES
State	FL
Zip	34102-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIN LANE SECT PORT ROYAL LOT 29 OR 1525 PG 446 OR 1724 PG 1934
Legal Range	25
Legal Township	50
Legal Section	22
Legal Subdivision	PORT ROYAL/GIN LANE
Legal Tract	119500
Legal Block	1
Legal Lot Number	29
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

Source: Collier County records · APN 119500 295A22

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	145 CLIFF DR, NARRAGANSETT, RI 02882-1901
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST
Sep 18, 2018	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Jun 01, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2025 · Amount on Record
Deed Sale	Apr 03, 2025 · Amount on Record
Prior Sale	Jun 01, 2021 · Amount on Record
Deed Document Number	20256664245
Deed Book / Page	6454 / 1762
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3540 GIN LN, NAPLES, FL 34102-7815
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061132421
Date	Apr 19, 2022
Book Page	6113/2421
Instrument	6237415

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3540 GIN LN, NAPLES, FL 34102-7815
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055533035
Date	Sep 18, 2018
Book Page	5553/3035
Instrument	5613625

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Oct 01, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.3%
Index	1-Year LIBOR
Max Rate	9.3%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 01, 2021
Property Address	3540 GIN LN, NAPLES, FL 34102-7815
Document Number	0059561406
Book / Page	5956 / 1406
Map Reference	MB 3 PG 74
Instrument Date	May 07, 2021
Instrument	6068938
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$71,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 TAMIAMI TRL N # N300, 4001, NAPLES, FL 34103-3556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3540 GIN LN, NAPLES, FL 34102-7815

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$94,756.00 (-4.35%)	$10,468,697 (+6.83%) Land $7,786,350 Building $2,682,347	$10,468,697 (-15.17%) Land $7,786,350 Building $2,682,347
2024	$99,068.00 (-2.48%)
2023	$101,587.00 (+16.28%)	$9,799,742 (+1%)	$12,340,272 (+38.52%) Land $10,445,688 Building $1,894,584
2022	$87,362.00	$8,908,856 Land $7,043,652 Building $1,865,204	$8,908,856 Land $7,043,652 Building $1,865,204

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 491 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	491 in force
Nearby Flood Claims	504 (1979–2024)
Claims Outside the SFHA	12 of 504
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Ian, Oct 2022 · 146 claims Hurricane Ian, Sep 2022 · 155 claims Hurricane Irma, Sep 2017 · 60 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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