Montgomery County property record for 3540 Gentry Ridge Ct, Silver Spring, MD 20904
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,660 sqft · built 1987 |
| Lot Size | 0.04 acres (1,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $423,000 (Feb 2024) |
| Tax Bill | $4,527 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02590831 |
| Primary APN | 05-02590831 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 610 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 1,750 sqft (0.04 acres) |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02590831 |
|---|---|
| Street Address | 3540 GENTRY RIDGE CT |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-4957 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R60 |
| Legal Description | BRIGGS CHANEY WOODS |
| Legal Subdivision | BRIGGS CHANEY WOODS |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 701417 |
Source: Montgomery County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3540 GENTRY RIDGE CT, SILVER SPRING, MD 20904-4957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Mar 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 27, 2018 | Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2024 · Amount on Record |
| Deed Sale | Feb 7, 2024 · Amount on Record |
| Prior Sale | Feb 27, 2018 · Amount on Record |
| Deed Book / Page | 67739 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 7, 2024 |
| Property Address | 3540 GENTRY RIDGE CT, SILVER SPRING, MD 20904-4957 |
| Document Number | 0677390281 |
| Book / Page | 67739 / 281 |
| Map Reference | MB 136 PL 15692 |
| Instrument Date | Jan 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | PREFERRED TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,057.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3540 GENTRY RIDGE CT, SILVER SPRING, MD 20904-4957 |
| Document Number | 0067739288 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 67739/288 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Number | 0677390309 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 67739/309 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3540 GENTRY RIDGE CT, SILVER SPRING, MD 20904-4957 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3540 GENTRY RIDGE CT, SILVER SPRING, MD 20904-4957 |
| Document Number | 0653940322 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 65394/322 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 27, 2018 |
| Property Address | 3540 GENTRY RIDGE CT, SILVER SPRING, MD 20904-4957 |
| Document Number | 0557010461 |
| Book / Page | 55701 / 461 |
| Map Reference | MB126 PL15692 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PREFERRED TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3540 GENTRY RIDGE CT, SILVER SPRING, MD 20904-4957 |
| Document Number | 0055701468 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 55701/468 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,000 (+6.63%) Land $124,700 Building $254,300 | $379,000 (-) Land $124,700 Building $254,300 | |
| 2025 | $4,527.00 (+62.2%) | $355,433 (+15.29%) | $379,000 (+22.93%) Land $124,700 Building $254,300 |
| 2023 | $308,300 Land $124,700 Building $183,600 | $308,300 Land $124,700 Building $183,600 | |
| 2022 | $2,791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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