3540 Fishtrap Loop NE, Olympia, WA 98506 Property Records

Thurston County property record for 3540 Fishtrap Loop NE, Olympia, WA 98506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 676 sqft · built 2003
Lot Size	0.76 acres (33,106 sqft)
Owner	Owner Name on Record
Tax Bill	$90 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1190-64-10500`

Property Details

APN / Parcel Number

Primary APN	`1190-64-10500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	676 sqft Finished Area
1st Floor Area	676 sqft
Upper Floors Area	676 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	473 ft deep x 70 ft wide
Garage Type	Built-in
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3540 FISHTRAP LOOP NE
City	OLYMPIA
State	WA
Zip	98506-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	6-19-1W L 7 COM COR COM TO SECS 5-6-7-8 N 1-37-20 W 2652 .5F
Legal Range	01W
Legal Township	19N
Legal Section	06
Legal Quarter	SE
Legal Lot Number	7
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1002
Census Tract	12100

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3540 FISHTRAP LOOP NE, OLYMPIA, WA 98506-9605
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Oct 8, 2003
Last Transfer Date	Mar 12, 2008
Transfer Doc	0003995305
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3540 FISHTRAP LOOP NE, OLYMPIA, WA 98506-9605
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE LACEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004876252
Date	Aug 20, 2021
Instrument	4876252

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3540 FISHTRAP LOOP NE, OLYMPIA, WA 98506-9605
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004745309
Date	Mar 31, 2020
Instrument	4745309

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Olympia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$90.00
2025		$764,000 Land $615,900 Building $148,100	$764,000 Land $615,900 Building $148,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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