3540 Eugene Pl, San Diego, CA 92116 Property Records

San Diego County property record for 3540 Eugene Pl, San Diego, CA 92116

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 829 sqft · built 1926
Lot Size0.59 acres (2,588 sqft)
OwnerIndividual Name on File
Last Sale$825,000 (Apr 2022)
Tax Bill$11,426 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN440-132-11-00

Property Details

APN / Parcel Number

Primary APN440-132-11-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area829 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,588 sqft (0.59 acres)
Lot Dimensions85 ft deep x 37 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3540 EUGENE PL
CitySAN DIEGO
StateCA
Zip92116-1929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionBLK 6 LOT 7 POR TR 000985
Legal SubdivisionNORMAL HEIGHTS
Legal Tract000985
Legal Block6
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract1900

Owner

3540 Eugene Pl is owned and occupied by an individual who bought it in April 2022.

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3540 EUGENE PL, SAN DIEGO, CA 92116-1929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2022 · Amount on File
Deed SaleApr 19, 2022 · Amount on File
Prior SaleJul 24, 1996 · Amount on File
Deed Document Number2022171430
Prior Transfer DateJan 29, 2014
Prior Transfer Doc0000046947
Record UpdatedOct 29, 2026

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2022
Property Address3540 EUGENE PL, SAN DIEGO, CA 92116-1929
Document Number0000171430
Map ReferenceMAP 985
Instrument DateApr 13, 2022
Instrument2022-0171430
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 EUGENE PL, SAN DIEGO, CA 92116-1929

Mortgage

Document Number0000171431
DateApr 19, 2022
Instrument2022-0171431
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3540 Eugene Pl was $11,426 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$892,999 (+2%) Land $800,993 Building $92,006
2025$11,426.00 Homeowner's exemption$875,490 Land $785,288 Building $90,202
2023$9,319.00 (+327.67%) Homeowner's exemption$765,000 Land $686,000 Building $79,000
2022$2,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3540 Eugene Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Eugene Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75

May also be available: T-Mobile.

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