3540 Elizabeth St, Riverside, CA 92506 Property Records

Riverside County property record for 3540 Elizabeth St, Riverside, CA 92506

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 961 sqft · built 1952
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Aug 2024)
Tax Bill$5,813 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN225-074-009

Property Details

APN / Parcel Number

Primary APN225-074-009
Alternative APN
  • 042700138

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area961 sqft Living Area
Gross Area1,261 sqft
1st Floor Area961 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeWood
Roof MaterialGravel
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number042700138
Street Address3540 ELIZABETH ST
CityRIVERSIDE
StateCA
Zip92506-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1065
Legal DescriptionLOT 37 MB 017/070 DEL RAY TR UNIT 3
Legal SubdivisionDEL RAY TR UNIT 3
Legal Lot Number37
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group3
Census Block3007
Census Tract31100

Owner

3540 Elizabeth St is owned and occupied by two individuals who bought it in August 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3540 ELIZABETH ST, RIVERSIDE, CA 92506-2505
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU
Jul 7, 2020Grant Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2024 · Amount on File
Deed SaleAug 13, 2024 · Amount on File
Prior SaleJul 7, 2020 · Amount on File
Deed Document Number2024241943
Prior Transfer DateMar 21, 1997
Prior Transfer Doc0000107887
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address3540 ELIZABETH ST, RIVERSIDE, CA 92506-2505
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 ELIZABETH ST, RIVERSIDE, CA 92506-2505

Mortgage

Document Number0000083106
DateMar 19, 2026
Instrument2026-0083106
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJul 7, 2020
Property Address3540 ELIZABETH ST, RIVERSIDE, CA 92506-2505
Document Number0000296493
Map ReferenceMB 17 PG 70
Instrument DateJun 11, 2020
Instrument2020-0296493
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 ELIZABETH ST, RIVERSIDE, CA 92506-2505

Mortgage

Document Number0000296494
DateJul 7, 2020
Instrument2020-0296494
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3540 Elizabeth St was $5,813 with a homeowner's exemption, up 51.4% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$535,499 (+2%) Land $160,652 Building $374,847
2025$5,813.00 (+51.42%)$525,000 Land $157,502 Building $367,498
2024$3,839.00 (+0.42%)
2023$3,823.00 (+1.87%)$338,130 Land $93,636 Building $244,494
2022$3,753.00
2021$356,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 Elizabeth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3540 Elizabeth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVERSIDE
serves 302,776 people · EPA ID CA3310031
Water SourceGroundwater influenced by surface water
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Elizabeth St

Nearby Streets

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