Will County property record for 3540 Eliot Ln, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,562 sqft · built 1992 |
| Lot Size | 0.23 acres (10,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Dec 2008) |
| Tax Bill | $12,892 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-11-312-031 |
| Primary APN | 07-01-11-312-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Total Area |
| 1st Floor Area | 1,207 sqft |
| 2nd Floor Area | 1,355 sqft |
| Basement Area | 862 sqft |
| Finished Basement | 862 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,147 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3540 ELIOT LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-4145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 746 IN ASHBURY SUB UNIT 3, BEING A SUB OF PRT OF THE S1/2 OF SEC 11, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 11 |
| Legal Subdivision | ASHBURY |
| Legal Block | 3 |
| Legal Lot Number | 746 |
| Legal Unit | 3 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 880305 |
3540 Eliot Ln is owned and occupied by an individual who bought it in December 2008.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3540 ELIOT LN, NAPERVILLE, IL 60564-4145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2008 · Amount on File |
| Deed Sale | Dec 29, 2008 · Amount on File |
| Prior Sale | Sep 29, 2005 · Amount on File |
| Deed Document Number | 2008149641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3540 ELIOT LN, NAPERVILLE, IL 60564-4145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000014566 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | R2021014566 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 3540 Eliot Ln was $12,892.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,892.00 | $214,790 (+9.95%) Land $71,612 Building $143,178 | $644,370 (+9.95%) Land $214,836 Building $429,534 |
| 2024 | $195,352 Land $65,131 Building $130,221 | $586,056 Land $195,393 Building $390,663 | |
| 2022 | $11,341.00 Homeowner's exemption | $162,536 Land $54,428 Building $108,108 | $487,608 Land $163,284 Building $324,324 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3540 Eliot Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3540 Eliot Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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