Bay County property record for 3540 E Baldwin Rd, Panama City, FL 32404
| Property Type | Warehouse, Storage |
|---|---|
| Details | 3 bd · 2 ba · 3,150 sqft · built 2018 |
| Lot Size | 0.403 acres (17,598 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,000 (Jul 2001) |
| Tax Bill | $1,156 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11918-180-000 |
| Primary APN | 11918-180-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,150 sqft Total Area |
| 1st Floor Area | 3,150 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,598 sqft (0.403 acres) |
| Lot Dimensions | 126 ft deep x 140 ft wide |
| Garage Type | Detached |
| Deck Area | 200 sqft |
| Fence | Fence |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3540 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-2018 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Local Zoning Code | BC16 |
| Legal Description | PINEWOOD GROVE UNIT 2 LOTS 6,7 BLK B ORB 2049 P 924 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | PINEWOOD GROVE UNIT 2 |
| Legal Block | B |
| Legal Lot Number | 6,7 7 |
| Legal Unit | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 1302 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3830 WHITEHEAD BLVD, PANAMA CITY, FL 32404-4105 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2001 · Amount on Record |
| Deed Sale | Jul 23, 2001 · Amount on Record |
| Prior Sale | Jul 7, 2000 · Amount on Record |
| Deed Document Number | 0002049924 |
| Deed Book / Page | 2049 / 0924 |
| Prior Transfer Date | Jul 13, 2001 |
| Prior Transfer Doc | 2001-037964 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,156.00 (+5.86%) | $103,118 (+44.76%) Land $50,008 Building $53,110 | $103,118 (+44.76%) Land $50,008 Building $53,110 |
| 2023 | $1,092.00 (+13.87%) | $71,232 (+7.46%) Land $34,216 Building $37,016 | $71,232 (+7.46%) Land $34,216 Building $37,016 |
| 2022 | $959.00 | $66,289 Land $28,952 Building $37,337 | $66,289 Land $28,952 Building $37,337 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 45 (2002–2021) |
| Claims Outside the SFHA | 27 of 45 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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