3540 E 103rd St, Cleveland, OH 44105 Property Records

Cuyahoga County property record for 3540 E 103rd St, Cleveland, OH 44105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,450 sqft · built 1920
Lot Size	0.096 acres (4,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,900 (Feb 1986)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-03-022`

Property Details

APN / Parcel Number

Primary APN	`135-03-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,450 sqft Living Area
Gross Area	2,362 sqft
1st Floor Area	730 sqft
2nd Floor Area	720 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,180 sqft (0.096 acres)
Lot Dimensions	110 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3540 E 103RD ST
City	CLEVELAND
State	OH
Zip	44105-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	450 CARTER 0002 SEP
Legal Subdivision	ALONZO CATERS HEIRS PARTITION
Legal Lot Number	2
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3000
Census Tract	120400

Owner

Source: Cuyahoga County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3540 E 103RD ST, CLEVELAND, OH 44105-1812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Transfer on Death Deed, Transfer
Mar 18, 2026	Intrafamily Transfer, Transfer
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 1986 · Amount on Record
Deed Sale	Feb 20, 1986 · Amount on Record
Prior Sale	Jan 1, 1975
Deed Book / Page	60860 / 65
Last Transfer Date	Nov 1, 1999
Transfer Doc	0000000173
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 20, 2026
Property Address	3540 E 103RD ST, CLEVELAND, OH 44105-1812
Document Number	0000000690
Map Reference	VOL 12 PG 38
Instrument Date	Sep 24, 2025
Instrument	202603200690
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 18, 2026
Property Address	3540 E 103RD ST, CLEVELAND, OH 44105-1812
Document Number	0000000811
Map Reference	VOL 12 PG 38
Instrument Date	Sep 24, 2025
Instrument	202603180811
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 E 103RD ST, CLEVELAND, OH 44105-1812

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3540 E 103RD ST, CLEVELAND, OH 44105-1812
Document Number	0007100261
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 E 103RD ST CLEVELAND OH 441051812, CLEVELAND, OH 44105-1812

Mortgage

Document Number	0007100261
Date	Jul 10, 2018
Instrument	7100261

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00 Homeowner's exemption	$21,560 (-) Land $3,010 Building $18,550	$61,600 (-) Land $8,600 Building $53,000
2024	$1,413.00 (+38.26%) Homeowner's exemption	$21,560 (+59.94%) Land $3,010 Building $18,550	$61,600 (+6%) Land $8,600 Building $53,000
2023	$1,022.00 (+0.59%) Homeowner's exemption	$13,480 (-) Land $2,000 Building $11,480
2022	$1,016.00 Homeowner's exemption	$13,480 Land $2,000 Building $11,480
2021			$38,500 Land $5,700 Building $32,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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