3540 Culver Rd, Rochester, NY 14622 Property Records

Monroe County and Irondequoit Town property record for 3540 Culver Rd, Rochester, NY 14622

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,252 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Jul 2019)
Tax Bill	$11,203 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`263400 077.10-2-55`

Property Details

APN / Parcel Number

Primary APN	`263400 077.10-2-55`
Alternative APNs	`34000771000002055000` `14182000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	702 sqft
Upper Floors Area	550 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	172 ft deep x 66.3 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14182000000
Street Address	3540 CULVER RD
City	ROCHESTER
State	NY
Zip	14622-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0024-14-07 ARLINGTON L47 00 504798
Legal Subdivision	NORTH ARLINGTON TRACT
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	2
Census Block	2003
Census Tract	10800

Owner

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3540 CULVER RD, ROCHESTER, NY 14622-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit ESL FCU
Feb 9, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2019	Warranty Deed, Transfer NOT AVAILABLE
May 18, 2009	Deed of Trust, Mortgage PREMIUM MTG
May 18, 2009	Deed of Trust, Mortgage PREMIUM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	May 18, 2009 · Amount on Record
Deed Document Number	20191008
Deed Book / Page	12205 / 349
Last Transfer Date	Nov 27, 2023
Transfer Doc	0000000292
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	3540 CULVER RD, ROCHESTER, NY 14622-1824
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000426
Date	Jan 3, 2024
Book Page	30548/389
Instrument	202401030426

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Feb 9, 2024
Property Address	3540 CULVER RD, ROCHESTER, NY 14622-1824
Document Number	0000000292
Book / Page	12923 / 205
Map Reference	LB 71 PG 15
Instrument Date	Nov 27, 2023
Instrument	202402090292
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 GOLDEN RD, ROCHESTER, NY 14624-3733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 CULVER RD, IRONDEQUOIT, NY 14622-1824

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 2, 2019
Property Address	3540 CULVER RD, ROCHESTER, NY 14622-1824
Document Number	0000001008
Book / Page	012205 / 000349
Instrument Date	Jun 25, 2019
Instrument	1008
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$519.60
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1393 CULVER RD #3 ROCHESTER NY 146095352, 3, ROCHESTER, NY 14609-5352

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	3540 CULVER RD, ROCHESTER, NY 14622-1824
Document Number	0000001079
Instrument Date	May 18, 2009
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 CULVER RD ROCHESTER NY 146221824, ROCHESTER, NY 14622-1824

Mortgage

Document Number	0000001079
Date	Jul 8, 2019
Instrument	1079

Lender

Name	PREMIUM MTG
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2039

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	3540 CULVER RD, ROCHESTER, NY 14622-1824
Document Number	0000001078
Instrument Date	May 18, 2009
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 CULVER RD ROCHESTER NY 146221824, ROCHESTER, NY 14622-1824

Mortgage

Document Number	0000001078
Date	Jul 8, 2019
Instrument	1078

Lender

Name	PREMIUM MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2039

Interest

Rate	5%

Tax Assessment & Valuation

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,203.00 (+2.67%)
2025	$10,912.00 (+10.58%)	$180,000 (-) Land $32,000 Building $148,000	$214,300 (+19.06%) Land $38,098 Building $176,202
2023		$180,000 (+49.88%) Land $32,000 Building $148,000	$180,000 (+16.88%) Land $32,000 Building $148,000
2022		$120,100 Land $25,300 Building $94,800	$154,000 Land $32,441 Building $121,559
2021	$9,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEA BREEZE WD serves 7,800 people · EPA ID NY2701118
Water Source	Purchased surface water from MCWA
Last State Inspection	Dec 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Verizon.

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