3540 Co Rd 250, Durango, CO 81301 Property Records

La Plata County property record for 3540 Co Rd 250, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,168 sqft · built 1890
Lot Size	3.91 acres (170,755 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Apr 2020)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5597-343-00-007`

Property Details

APN / Parcel Number

Primary APN	`5597-343-00-007`
Alternative APN	`R013001`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,168 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Lot Area	170,755 sqft
Garage Type	Attached
Garage Area	2,304 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	208 sqft
Deck Area	Deck Area
Patio Area	1,043 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R013001
Street Address	3540 COUNTY ROAD 250
City	DURANGO
State	CO
Zip	81301-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 34 TOWNSHIP: 36 RANGE: 9 TR IN SW/4 LYING E OF CR 250 3540 CR 250 DURANGO 81301
Legal Range	09
Legal Township	36
Legal Section	34
Legal Subdivision	DURANGO
Legal Block	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2011
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	15812 NE 18TH CT, VANCOUVER, WA 98686-1474
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage BPL MORTGAGE LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 14, 2020	Deed of Trust, Mortgage · Line of Credit TBK BANK SSB
Apr 23, 2020	Special Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Prior Sale	Jun 14, 2013 · Amount on Record
Deed Document Number	20201170490
Prior Transfer Date	Jul 16, 2014
Prior Transfer Doc	0001093286
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Oct 29, 2025
Property Address	3540 COUNTY ROAD 250, DURANGO, CO 81301-8617
Document Number	0001248007
Instrument Date	Oct 27, 2025
Instrument	1248007
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	CENTERRE TITLE SERVICES LIMITED, CTS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15812 NE 18TH CT, VANCOUVER, WA 98686-1474

Mortgage

Document Number	0001248008
Date	Oct 29, 2025
Instrument	1248008

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3540 COUNTY ROAD 250, DURANGO, CO 81301-8617
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001186919
Date	Feb 16, 2021
Instrument	1186919

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3540 COUNTY ROAD 250, DURANGO, CO 81301-8617
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001171238
Date	May 14, 2020
Instrument	1171238

Lender

Name	TBK BANK SSB
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	323 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 23, 2020
Property Address	3540 COUNTY ROAD 250, DURANGO, CO 81301-8617
Document Number	0001170490
Instrument Date	Apr 9, 2020
Instrument	1170490
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3540 COUNTY ROAD 250, DURANGO, CO 81301-8617

Mortgage

Document Number	0001170491
Date	Apr 23, 2020
Instrument	1170491

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,670 (+2.43%) Land $22,810 Building $53,860	$1,197,500 (-) Land $356,250 Building $841,250
2025	$4,202.00 (+30.21%)	$74,850 (+40.25%) Land $22,270 Building $52,580	$1,197,500 (+60.42%) Land $356,250 Building $841,250
2024	$3,227.00 (+16.29%)	$53,370 (-16.58%) Land $19,660 Building $33,710	$746,460 (-21.83%) Land $275,000 Building $471,460
2023	$2,775.00 (+21.98%)	$63,980 (+23.32%) Land $19,800 Building $44,180	$954,940 (+27.93%) Land $295,480 Building $659,460
2022	$2,275.00	$51,880 Land $19,110 Building $32,770	$746,460 Land $275,000 Building $471,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	25 / 5

May also be available: Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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