Baltimore City property record for 3540 Clipper Rd, Baltimore, MD 21211
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,836 sqft · built 1847 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Dec 2006) |
| Tax Bill | $6,986 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2018 Mortgage + 2 more |
| APN | 13-04-3390B-042 |
| Primary APN | 13-04-3390B-042 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,836 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1847 |
|---|---|
| Effective Year Built | Effective 1847 |
| Architectural Style | Townhouse |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.158 acres) |
| Lot Dimensions | 86 ft deep x 26.6 ft wide |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 043390B042 |
|---|---|
| Street Address | 3540 CLIPPER RD |
| City | BALTIMORE |
| State | MD |
| Zip | 21211-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | 0.158 ACRES |
| Legal Block | 3390B |
| Legal Lot Number | 42 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 130806 |
Source: Baltimore City records · APN 13-04-3390B-042
Assessment roll updated July 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3540 CLIPPER RD, BALTIMORE, MD 21211-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Sep 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK |
| Aug 10, 2021 | Deed, Transfer · Conventional Mortgage NFM INC |
| May 18, 2017 | Grant Deed, Transfer · Construction Mortgage RCN CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2006 · Amount on Record |
| Deed Sale | Dec 08, 2006 · Amount on Record |
| Deed Document Number | 2006153051 |
| Deed Book / Page | 8720 / 295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 3540 CLIPPER RD, BALTIMORE, MD 21211-1402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0288990001 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 28899/1 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 3540 CLIPPER RD, BALTIMORE, MD 21211-1402 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0205280132 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 20528/132 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21042 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Aug 10, 2021 |
| Property Address | 3540 CLIPPER RD, BALTIMORE, MD 21211-1402 |
| Document Number | 0234930447 |
| Book / Page | 23493 / 447 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0023493454 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 23493/454 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | May 18, 2017 |
| Property Address | 3540 CLIPPER RD, BALTIMORE, MD 21211-1402 |
| Document Number | 0191560404 |
| Book / Page | 019156 / 000404 |
| Instrument Date | May 04, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3540 CLIPPER RD BALTIMORE MD 212111402, BALTIMORE, MD 21211-1402 |
| Document Number | 191560409 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 019156/000409 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 17, 2018 |
Source: Baltimore City records · Assessment roll updated July 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326,000 (-) Land $66,800 Building $259,200 | $326,000 (-) Land $66,800 Building $259,200 | |
| 2024 | $6,986.00 (-9.19%) | ||
| 2023 | $7,693.00 Homeowner's exemption | $326,000 Land $66,800 Building $259,200 | $326,000 Land $66,800 Building $259,200 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 245101308061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 units insured incl. 62 condo units |
| Nearby Flood Claims | 45 (1979–2016) |
| Claims Outside the SFHA | 6 of 45 |
| Most Recent Claim | Jul 2016 |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Druid Hill Park Historic District listed 1973 · 24 contributing resources · NRIS 73002183 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 495 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0300002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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