Cleveland County property record for 3540 Cliffside Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,759 sqft · built 1910 |
| Lot Size | 50.1 acres (2,184,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Oct 2025) |
| Tax Bill | $1,066 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1368268 |
| Primary APN | 1368268 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,759 sqft Finished Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Lot Area | 2,184,229 sqft (50.1 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 495 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air |
|---|
| Account Number | 1368268 |
|---|---|
| Old Parcel Number | 1842 |
| Street Address | 3540 CLIFFSIDE RD |
| City | SHELBY |
| State | NC |
| Zip | 28150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 50.143AC RD 1003 |
| Legal Subdivision | CLIFFSIDE |
| Legal Block | 1 |
| Legal Lot Number | 44U |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 951000 |
Source: Cleveland County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2811 COLLEGE FARM RD, MOORESBORO, NC 28114-9725 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Deed Document Number | 200120295 |
| Deed Book / Page | 1958 / 2881 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 22, 2025 |
| Property Address | 3540 CLIFFSIDE RD, SHELBY, NC 28150 |
| Document Number | 0019582881 |
| Book / Page | 1958 / 2881 |
| Map Reference | MB 51 PG 140 |
| Instrument Date | Oct 18, 2025 |
| Instrument | 200120295 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3518 CLIFFSIDE RD, MOORESBORO, NC 28114-9605 |
| Name | Verified Name |
|---|---|
| Address | 2811 COLLEGE FARM RD, MOORESBORO, NC 28114-9725 |
| Document Number | 0200120296 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 200120296 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Cleveland County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,066.00 | $405,592 (+129.85%) Land $285,789 Building $119,803 | $405,592 (+129.85%) Land $285,789 Building $119,803 |
| 2023 | $176,457 Land $164,843 Building $11,614 | $176,457 Land $164,843 Building $11,614 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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