3540 Claudia Dr, Toledo, OH 43614 Property Records

Lucas County property record for 3540 Claudia Dr, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1958
Lot Size	0.277 acres (12,100 sqft)
Owner	Owner Name on File
Last Sale	$92,500 (Nov 2011)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08362`

Property Details

APN / Parcel Number

Primary APN	`20-08362`
Alternative APN	`06226009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,100 sqft (0.277 acres)
Lot Dimensions	130 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3540 CLAUDIA DR
City	TOLEDO
State	OH
Zip	43614-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	ALBERT J COREY CO BEVERLY DOWNS PLAT 2 LOT 109
Legal Subdivision	ALBERT J COREY CO BEVERLY DOWNS PLAT 2
Legal Lot Number	109
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1001
Census Tract	7207

Owner

The current owner of 3540 Claudia Dr bought it in November 2011.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Owner Name on File
Mailing Address	3540 CLAUDIA DR, TOLEDO, OH 43614-2365
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 1, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2011 · Amount on File
Deed Sale	Nov 23, 2011 · Amount on File
Prior Sale	Oct 14, 2005
Deed Document Number	11107910
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3540 CLAUDIA DR, TOLEDO, OH 43614-2365
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042976
Date	Oct 22, 2019
Instrument	201910220042976

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	JOHNSTON, RI 02919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 9, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3540 CLAUDIA DR, TOLEDO, OH 43614-2365
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027413
Date	Jun 1, 2021
Instrument	202106010027413

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3540 Claudia Dr was $2,431 with a homeowner's exemption, up 14.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00 (+14.67%) Homeowner's exemption	$47,075 (-) Land $11,410 Building $35,665
2024	$2,120.00 (-1.53%) Homeowner's exemption	$47,075 (+17.26%) Land $11,410 Building $35,665	$134,500 Land $32,600 Building $101,900
2023	$2,153.00 (-0.42%) Homeowner's exemption	$40,145 (-) Land $9,870 Building $30,275
2022	$2,162.00 Homeowner's exemption	$40,145 Land $9,870 Building $30,275
2021			$114,700 Land $28,200 Building $86,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3540 Claudia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3540 Claudia Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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