3540 Cedar Creek Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3540 Cedar Creek Dr, Overgaard, AZ 85933

Property Summary

Property TypeVacant Land
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Tax Bill$417 (2025)
Flood ZoneZone D (undetermined)
APN206-37-027B

Property Details

APN / Parcel Number

Primary APN206-37-027B

Exterior

Lot Area174,240 sqft

Location & Zoning

Street Address3540 CEDAR CREEK DR
CityOVERGAARD
StateAZ
Zip85933-3312
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeA-GENERAL
Legal DescriptionSECTION 33,T12N, R18E: E 528 OF S2 S2 NW4 NE4
Legal Range18E
Legal Township12N
Legal Section33
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1345
Census Tract964202

Owner

3540 Cedar Creek Dr, vacant land, is owned by two individuals.

Source: Navajo County records, as of June 12, 2026

Owner of Record2 Individual Names on File
Mailing Address1480 WARMLANDS AVE, VISTA, CA 92084-3622
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3540 Cedar Creek Dr was $417.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$64,171 Land $64,171
2025$417.00$8,201 Land $8,201$54,674 Land $54,674
2023$407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 Cedar Creek Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Cedar Creek Dr is very high, ranking above 90% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 84% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cedar Creek Dr

Nearby Streets

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