3540 Causeway Dr NE, Lowell, MI 49331 Property Records

Kent County property record for 3540 Causeway Dr NE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 962 sqft · built 1940
Lot Size	0.238 acres (10,367 sqft)
Owner	Company Name on File
Last Sale	$269,000 (Nov 2019)
Tax Bill	$6,707 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-04-201-004`

Property Details

APN / Parcel Number

Primary APN	`41-16-04-201-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	875 sqft
Basement Area	525 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	10,367 sqft (0.238 acres)
Lot Depth	138 ft Depth

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3540 CAUSEWAY DR NE
City	LOWELL
State	MI
Zip	49331-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 4 * HORSE SHOE PLAT AT MURRAY LAKE
Legal Subdivision	HORSE SHOE PLAT AT MURRAY LAKE
Legal Lot Number	4
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1007
Census Tract	12003

Owner

3540 Causeway Dr NE is owned by a company that acquired it in February 2022.

Source: Kent County records, as of September 18, 2026

Owner of Record	Company Name on File
Mailing Address	3540 CAUSEWAY DR NE, LOWELL, MI 49331-9414
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Feb 28, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2019	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Nov 21, 2014 · Amount on File
Deed Document Number	201988863
Last Transfer Date	Feb 24, 2022
Transfer Doc	0000017070
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	3540 CAUSEWAY DR NE, LOWELL, MI 49331-9414
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6591 PAWSON RD, ONSTED, MI 49265-9737

Mortgage

Document Number	0000083290
Date	Jul 26, 2021
Instrument	20210726-0083290

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 28, 2022
Property Address	3540 CAUSEWAY DR NE, LOWELL, MI 49331-9414
Document Number	0000017070
Map Reference	LB 44 P-G 2
Instrument Date	Feb 24, 2022
Instrument	20220228-0017070
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6591 PAWSON RD, 6591, ONSTED, MI 49265-9737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 CAUSEWAY DR NE, LOWELL, MI 49331-9414

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 13, 2019
Property Address	3540 CAUSEWAY DR NE, LOWELL, MI 49331-9414
Document Number	0000088863
Instrument Date	Oct 28, 2019
Instrument	88863
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,313.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31713 SHERWOOD ST FARMINGTON MI 483364257, FARMINGTON, MI 48336-4257

Mortgage

Document Number	88864
Date	Nov 13, 2019
Instrument	88864

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3540 Causeway Dr NE was $6,707.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,400 (-0.3%)	$404,800 (-0.3%)
2025	$6,707.00	$203,000	$406,000
2023		$160,300	$320,600
2019	$3,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 Causeway Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Causeway Dr NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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