3540 Broadway Ave W, Estero, FL 33928 Property Records

Lee County property record for 3540 Broadway Ave W, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1961
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`28-46-25-E1-02005.0150`

Property Details

APN / Parcel Number

Primary APN	`28-46-25-E1-02005.0150`
Alternative APNs	`252846E1020050150` `28462502000050150` `10273647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,335 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1986
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	245 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273647
Street Address	3540 BROADWAY AVE W
City	ESTERO
State	FL
Zip	33928-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	TRAILSIDE BLK 5 PB 8 PG 46 LOTS 15 + 16
Legal Range	25E
Legal Township	46S
Legal Section	28
Legal Subdivision	TRAILSIDE / TRAIL ACRES / TAMIAMI PARK
Legal Tract	E1
Legal Block	5
Legal Lot Number	15,16
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3000
Census Tract	50104

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3540 BROADWAY AVE W, ESTERO, FL 33928-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND
Sep 21, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 6, 2010
Transfer Doc	0000300947
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3540 BROADWAY AVE W, ESTERO, FL 33928-2803
Document Number	0000143068
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3540 BROADWAY AVE W ESTERO FL 339282803, ESTERO, FL 33928-2803

Mortgage

Document Number	0000143068
Date	Jun 23, 2020
Instrument	143068

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3540 BROADWAY AVE W, ESTERO, FL 33928-2803
Document Number	0000234838
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3540 BROADWAY AVE W ESTERO FL 339282803, ESTERO, FL 33928-2803

Mortgage

Document Number	0000234838
Date	Oct 10, 2019
Instrument	234838

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,308 (+356.78%)	$619,018 (+85.08%) Land $107,381 Building $511,637
2025	$1,063.00 (+58.18%) Homeowner's exemption	$95,080 (+59.97%)	$334,462 (+33.87%) Land $119,026 Building $215,436
2023	$672.00 (-7.31%) Homeowner's exemption	$59,438 (+3%)	$249,838 (+29.09%) Land $99,961 Building $149,877
2022	$725.00 Homeowner's exemption	$57,707	$193,537 Land $70,605 Building $122,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications.

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