3540 Blue Ball Rd, Elkton, MD 21921 Property Records

Cecil County property record for 3540 Blue Ball Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,624 sqft · built 1987
Lot Size10.3 acres (448,668 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Jun 1987)
Tax Bill$5,024 (2026)
Flood ZoneZone X (minimal risk)
APN04-028171

Property Details

APN / Parcel Number

Primary APN04-028171
Alternative APNs
  • 4028171
  • 028171

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,624 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area448,668 sqft (10.3 acres)
Garage TypeAttached
Garage Area756 sqft
Parking Spaces3 Parking Spaces
Deck Area434 sqft
Shed1 Shed
Shed Area720 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number028171
Street Address3540 BLUE BALL RD
CityELKTON
StateMD
Zip21921-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 7 - 10.308 ACRES 3540 BLUE BALL ROAD BLUE BALL VILLAGE
Legal SubdivisionBLUE BALL VILLAGE
Legal Lot Number7
JurisdictionCECIL MD
Township / Civil Division4, FAIR HILL
Census Block Group1
Census Block1009
Census Tract30601

Owner

3540 Blue Ball Rd is owned and occupied by two individuals who bought it in June 1987.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3540 BLUE BALL RD, ELKTON, MD 21921-1733
OccupancyOwner Occupied
Owner TypeIndividual
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 1987 · Amount on File
Deed SaleJun 29, 1987 · Amount on File
Deed Book / Page203 / 327
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3540 Blue Ball Rd was $5,024 with a homeowner's exemption, up 2.5% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,024.00 (+2.51%) Homeowner's exemption$457,767$464,700 Land $147,700 Building $317,000
2025$4,901.00 Homeowner's exemption
2023$3,869.00 Homeowner's exemption$412,833$454,300 Land $147,700 Building $306,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 Blue Ball Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Blue Ball Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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