3540 Backwater St, Concord, NC 28027 Property Records

Cabarrus County property record for 3540 Backwater St, Concord, NC 28027

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,611 sqft · built 2024
Lot Size0.073 acres (3,180 sqft)
Owner2 Individual Names on Record
Last Sale$346,000 (Feb 2025)
Flood ZoneZone X (minimal risk)
APN04104J0118.000000

Property Details

APN / Parcel Number

Primary APN04104J0118.000000
Alternative APNs
  • 5602 90 9001
  • 105524
  • 176279

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,611 sqft Living Area
Gross Area1,998 sqft
1st Floor Area645 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area3,180 sqft (0.073 acres)
Lot Width32 ft Width
Garage TypeMixed
Garage Area273 sqft
DrivewayConcrete Driveway
Driveway Area492 sqft

Exterior Amenities

PorchSlab
Porch Area48 sqft
Patio Area48 sqft
Storage Building18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number176279
Street Address3540 BACKWATER ST
CityCONCORD
StateNC
Zip28027-9833
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionLT 118 CHILDERS PARK
Legal SubdivisionCHILDERS PARK
Legal Lot Number118
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1000
Census Tract41202

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3540 BACKWATER ST, CONCORD, NC 28027-9833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2025 · Amount on Record
Deed SaleFeb 19, 2025 · Amount on Record
Deed Document Number20253366
Deed Book / Page17309 / 19
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$326,110 Land $80,000 Building $246,110
2024$326,110 Land $80,000 Building $246,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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