Hernando County property record for 3540 Arrowhead Ave, Spring Hill, FL 34606 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,625 sqft · built 1978 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Dec 2017) |
| Tax Bill | $992 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R15-223-17-4230-0000-0190 |
| Primary APN | R15-223-17-4230-0000-0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,625 sqft Living Area |
| 1st Floor Area | 1,625 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Porch | Porch |
| Porch Area | 80 sqft Porch |
| Utility Building | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00581631 |
|---|---|
| Old Parcel Number | R152231742300000W019 |
| Street Address | 3540 ARROWHEAD AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEEKI WACHEE WOODLANDS UNIT 1 LOT W19 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | WEEKI WACHEE WOODLANDS UN 1 |
| Legal Lot Number | W19 |
| Legal Unit | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 41204 |
Source: Hernando County records · APN R15-223-17-4230-0000-0190
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3540 ARROWHEAD AVE, SPRING HILL, FL 34606-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 30, 2019 | Loan Modification, Mortgage · FHA Mortgage M&T BK |
| Dec 01, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2017 · Amount on Record |
| Deed Sale | Dec 01, 2017 · Amount on Record |
| Prior Sale | Jun 02, 2014 · Amount on Record |
| Deed Document Number | 2017067505 |
| Deed Book / Page | 3530 / 0765 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3540 ARROWHEAD AVE, SPRING HILL, FL 34606-2306 |
| Document Number | 0037371628 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3540 ARROWHEAD AVE SPRING HILL FL 346062306, SPRING HILL, FL 34606-2306 |
| Document Number | 0037371628 |
|---|---|
| Date | Aug 08, 2019 |
| Book Page | 003737/001628 |
| Instrument | 49785 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3540 ARROWHEAD AVE, SPRING HILL, FL 34606-2306 |
| Document Number | 0037371622 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3540 ARROWHEAD AVE SPRING HILL FL 346062306, SPRING HILL, FL 34606-2306 |
| Document Number | 0037371622 |
|---|---|
| Date | Aug 08, 2019 |
| Book Page | 003737/001622 |
| Instrument | 49784 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 01, 2017 |
| Property Address | 3540 ARROWHEAD AVE, SPRING HILL, FL 34606-2306 |
| Document Number | 0035300765 |
| Book / Page | 003530 / 000765 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 67505 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3540 ARROWHEAD AVE SPRING HILL FL 346062306, SPRING HILL, FL 34606-2306 |
| Document Number | 35300767 |
|---|---|
| Date | Dec 01, 2017 |
| Book Page | 003530/000767 |
| Instrument | 67506 |
| Name | MORTGAGE LENDERS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2047 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $992.00 (+3.33%) Additional exemption filed | $108,953 (+5.99%) | $201,453 (+7.93%) Land $31,850 Building $169,603 |
| 2023 | $102,798 Land $102,798 | ||
| 2022 | $960.00 | $186,660 Land $14,700 Building $171,960 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures