3540 68th Pl, Vero Beach, FL 32967 Property Records

Indian River County property record for 3540 68th Pl, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 872 sqft · built 1928
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,900 (Jun 2017)
Tax Bill	$742 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-10-00003-0020-00016.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-10-00003-0020-00016.0`
Alternative APN	`43829`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	872 sqft Living Area
Gross Area	960 sqft
1st Floor Area	872 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
View / Lot	Interior
Porch	Screened Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3540 68TH PL
City	VERO BEACH
State	FL
Zip	32967-5983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OCR
Legal Description	QUAY,FORBES & HAMILTONS PLAT OF BLK 2 LOT 16 PBS 4-59
Legal Range	39E
Legal Township	32S
Legal Section	10
Legal Subdivision	QUAY, FORBES & HAMILTONS PLAT OF
Legal Block	2
Legal Lot Number	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2037
Census Tract	50812

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3540 68TH PL, VERO BEACH, FL 32967-5983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jun 27, 2017	Warranty Deed, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Nov 28, 2006 · Amount on Record
Deed Document Number	201737008
Deed Book / Page	3035 / 2259
Last Transfer Date	Apr 24, 2024
Transfer Doc	0036922113
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3540 68TH PL, VERO BEACH, FL 32967-5983
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034511016
Date	Aug 6, 2021
Book Page	3451/1016
Instrument	3120210056095

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 27, 2017
Property Address	3540 68TH PL, VERO BEACH, FL 32967-5983
Document Number	0030352259
Book / Page	003035 / 002259
Instrument Date	Jun 14, 2017
Instrument	37008
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3540 68TH PL VERO BEACH FL 329675983, VERO BEACH, FL 32967-5983

Mortgage

Document Number	30352275
Date	Jun 27, 2017
Book Page	003035/002275
Instrument	37010

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1801 27TH ST, VERO BEACH, FL 32960-3388

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	30361280,
Date	Jun 27, 2017
Book Page	003036/001280
Instrument	37493

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1801 27TH ST, VERO BEACH, FL 32960-3388

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$742.00 (+47.51%) Homeowner's exemption	$53,853 (+5.99%)	$60,475 (-1.16%) Land $8,288 Building $52,187
2023	$503.00 (+3.07%)	$50,811 (+3%)	$61,183 (+6.95%) Land $8,288 Building $52,895
2022	$488.00	$49,331	$57,205 Land $8,288 Building $48,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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