354 Vine St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 354 Vine St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,073 sqft · built 1945
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2021)
Tax Bill	$3,100 (2026)
Deeds & Mortgages	Sep 2022 Refinance Jul 2021 Mortgage + 4 more
APN	`ATHO M:00036 B:00138 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00036 B:00138 L:00000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	3,085 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	354 VINE ST
City	ATHOL
State	MA
Zip	01331-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	138
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	1
Census Block	1027
Census Tract	703300

Owner

354 Vine St is owned and occupied by two individuals who bought it in July 2021.

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	354 VINE ST, ATHOL, MA 01331-3147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL CU
Jul 19, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ATHOL CU
Jul 19, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ATHOL CU
Jul 12, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ATHOL CU
Nov 22, 2017	Quit Claim Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC
Jun 7, 2017	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Nov 22, 2017 · Amount on File
Deed Book / Page	65598 / 57
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	354 VINE ST, ATHOL, MA 01331-3147
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068271-186
Date	Sep 27, 2022
Book Page	68271/186
Instrument	105790

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	354 VINE ST, ATHOL, MA 01331-3147
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065641-320
Date	Jul 19, 2021
Book Page	65641/320
Instrument	100091

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	354 VINE ST, ATHOL, MA 01331-3147
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065641-320
Date	Jul 19, 2021
Book Page	65641/320
Instrument	100091

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Jul 12, 2021
Property Address	354 VINE ST, ATHOL, MA 01331-3147
Document Number	0065598-57
Book / Page	65598 / 57
Instrument Date	Jul 12, 2021
Instrument	96940
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	354 VINE ST, ATHOL, MA 01331-3147

Mortgage

Document Number	0000097072
Date	Jul 12, 2021
Instrument	97072

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	065599-329
Date	Jul 13, 2021
Book Page	65599/329
Instrument	97072

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Nov 22, 2017
Property Address	354 VINE ST, ATHOL, MA 01331-3147
Document Number	0058081-57
Book / Page	58081 / 57
Instrument	131055
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 VINE ST, ATHOL, MA 01331-3147

Mortgage

Document Number	0580810060
Date	Nov 22, 2017
Instrument	58081/0060

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2047

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	ATHOL MA
Recording Date	Jun 7, 2017
Property Address	354 VINE ST, ATHOL, MA 01331-3147
Document Number	57223-213
Book / Page	057223 / 000213
Instrument Date	Apr 19, 2017
Instrument	58079
Transaction Type	Foreclosure
Record Updated	Jun 27, 2017

Transaction

Amount	Amount on Record
Tax	$337.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 BALDWIN HILL RD PHILLIPSTON MA 013319713, PHILLIPSTON, MA 01331-9713

Tax Assessment & Valuation

The 2026 property tax bill for 354 Vine St was $3,100, up 0.6% from the year before.

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,100.00 (+0.65%)	$244,700 (+0.99%) Land $77,400 Building $167,300	$294,500 (-)
2025	$3,080.00 (+5.01%)	$242,300 (+5.99%) Land $74,400 Building $167,900	$294,500 (+5.48%)
2024	$2,933.00 (+7.79%)	$228,600 (+17.96%) Land $74,400 Building $154,200	$279,205
2023	$2,721.00	$193,800 Land $54,400 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 354 Vine St; there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Vine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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