354 Two Rivers Dr, Independence, VA 24348 Property Records

Grayson County property record for 354 Two Rivers Dr, Independence, VA 24348 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,633 sqft · built 2009
Lot Size	5.04 acres (219,542 sqft)
Owner	Individual Name on File
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`75-13-23`

Property Details

APN / Parcel Number

Primary APN	`75-13-23`
Alternative APN	`16267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,633 sqft Living Area
Gross Area	3,443 sqft
1st Floor Area	2,264 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2019
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	219,542 sqft (5.04 acres)
Terrain	Rolling
Porch	Porch
Deck Area	483 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16267
Street Address	354 TWO RIVERS DR
City	INDEPENDENCE
State	VA
Zip	24348-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.04 75-13-23
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	3
Census Block	3009
Census Tract	60201

Owner

Source: Grayson County records · APN 75-13-23

Assessment roll updated June 1, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	354 TWO RIVERS DR, INDEPENDENCE, VA 24348-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	354 TWO RIVERS DR, INDEPENDENCE, VA 24348-1100
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170000038
Date	Jan 09, 2017
Instrument	170000038

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated June 1, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (-7.37%)	$251,300 (-) Land $63,200 Building $188,100	$251,300 (-) Land $63,200 Building $188,100
2023	$1,573.00	$251,300 Land $63,200 Building $188,100	$251,300 Land $63,200 Building $188,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (51077C), updated August 28, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 66% of Virginia
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.