354 Talpa Trl, Lumberton, TX 77657 Property Records

Hardin County property record for 354 Talpa Trl, Lumberton, TX 77657

Property Summary

Property Type	Residential Vacant Land
Lot Size	6.48 acres (282,399 sqft)
Owner	Individual Name on File
Tax Bill	$2,888 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000138-000380`

Property Details

APN / Parcel Number

Primary APN	`000138-000380`
Alternative APN	`79951`

Exterior

Lot Area	282,399 sqft (6.48 acres)

Location & Zoning

Account Number	79951
Street Address	354 TALPA TRL
City	LUMBERTON
State	TX
Zip	77657-2318
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	A0138 CHOATE JOHN ACRES 6.483 AB 138 J CHOATE P# 138-3-D-3 TRACT 2 I# 2018-90992 12/14/2018
Legal Subdivision	CHOATE JOHN
Legal Tract	2
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	1
Census Block	1013
Census Tract	30503

Owner

354 Talpa Trl, residential vacant land, is owned by an individual.

Source: Hardin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2975 MARION ST, VIDOR, TX 77662-7948
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	354 TALPA TRL, LUMBERTON, TX 77657-2318
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 TALPA TRL, LUMBERTON, TX 77657-2318

Mortgage

Document Number	0000147566
Date	Oct 3, 2024
Instrument	2024-147566

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	LUMBERTON, TX 77657

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 354 Talpa Trl was $2,888, up 51.7% from the year before.

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,888.00 (+51.68%)	$167,105 (+51.62%) Land $110,211 Building $56,894	$167,105 (+51.62%) Land $110,211 Building $56,894
2025	$1,904.00 (-0.78%)	$110,211 (-) Land $110,211	$110,211 (-) Land $110,211
2024	$1,919.00 (-3.28%)	$110,211 (-) Land $110,211	$110,211 (-) Land $110,211
2023	$1,984.00	$110,211 Land $110,211	$110,211 Land $110,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Talpa Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	18 (2017–2025)
Claims Outside the SFHA	16 of 18
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Talpa Trl is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 56% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20