354 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 354 Sprague St, Dedham, MA 02026

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,022 sqft · built 1974
Lot Size0.254 acres (11,085 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Apr 2012)
Tax Bill$11,938 (2026)
Deeds & MortgagesDec 2025 Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APNDEDH M:0169 L:009B

Property Details

APN / Parcel Number

Primary APNDEDH M:0169 L:009B

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,022 sqft Living Area
Gross Area5,284 sqft
1st Floor Area1,630 sqft
Basement Area1,630 sqft
Unfinished Basement286 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,085 sqft (0.254 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address354 SPRAGUE ST
CityDEDHAM
StateMA
Zip02026-5204
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeG
Legal Lot Number9B
JurisdictionDEDHAM MA
Township / Civil DivisionDEDHAM
Census Block Group2
Census Block2000
Census Tract402200

Owner

354 Sprague St, a duplex, is owned by an individual who bought it in April 2012.

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4 SEAVIEW DR, BARRINGTON, RI 02806-3900
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
DEDHAM INSTITUTION FOR SAVINGS
Jul 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2012 · Amount on File
Deed SaleApr 3, 2012 · Amount on File
Deed Book / Page29825 / 349
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address354 SPRAGUE ST, DEDHAM, MA 02026-5204
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042848-591
DateDec 23, 2025
Book Page42848/591
Instrument91394
Lender
NameDEDHAM INSTITUTION FOR SAVINGS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueJan 1, 2055

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDEDHAM MA
Recording DateJul 10, 2020
Property Address354 SPRAGUE ST, DEDHAM, MA 02026-5204
Document Number38079-151
Book / Page038079 / 000151
Instrument DateJul 9, 2020
Instrument66860
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address4 SEAVIEW DR BARRINGTON RI 028063900, BARRINGTON, RI 02806-3900

Tax Assessment & Valuation

The 2026 property tax bill for 354 Sprague St was $11,938, up 11.3% from the year before.

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionDedham Town
Unified School DistrictDedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,938.00 (+11.26%)$970,600 (+14.16%) Land $331,700 Building $638,900$833,120
2025$10,730.00 (+5.32%)$850,200 (+4.32%) Land $279,800 Building $570,400
2024$10,188.00 (+6.19%)$815,000 (+9.07%) Land $264,900 Building $550,100
2023$9,594.00$747,200 Land $235,200 Building $512,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Sprague St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 2 condo units
Nearby Flood Claims10 (1987–2020)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Sprague St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEDHAM WESTWOOD WATER DIST.
serves 41,630 people · EPA ID MA3073000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Netafy
Fixed Wireless
150 / 150
T-Mobile
Fixed Wireless
100 / 20

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