354 Settler Rd, Dekalb, IL 60115 Property Records

DeKalb County property record for 354 Settler Rd, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Apr 2023)
Tax Bill$6,507 (2024)
Deeds & MortgagesFeb 2024 Transfer
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-302-006

Property Details

APN / Parcel Number

Primary APN08-21-302-006

Exterior

Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Account Number0821302006
Street Address354 SETTLER RD
CityDEKALB
StateIL
Zip60115-8571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 137 - DEVONAIRE FARMS SUBDIVISION - UNIT 1
Legal SubdivisionDEVONAIRE FARMS SUBDIVISION
Legal Lot Number137
Legal Unit1
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4010
Census Tract1400

Owner

Source: DeKalb County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address354 SETTLER RD, DEKALB, IL 60115-8571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2024Intrafamily Transfer, Transfer
Apr 24, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleOct 19, 2005 · Amount on Record
Deed Document Number20232726
Last Transfer DateJan 26, 2024
Transfer Doc0000000823
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IL
Recording DateFeb 2, 2024
Property Address354 SETTLER RD, DEKALB, IL 60115-8571
Document Number0000000823
Map ReferenceDOC 2002021981
Instrument DateJan 26, 2024
Instrument2024000823
Transaction TypeTransfer
Record UpdatedFeb 19, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address354 SETTLER RD, DEKALB, IL 60115-8571

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 SETTLER RD, DEKALB, IL 60115-8571

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateApr 24, 2023
Property Address354 SETTLER RD, DEKALB, IL 60115-8571
Document Number0000002726
Map ReferenceDOC 2002021981
Instrument DateApr 18, 2023
Instrument2023002726
Transaction TypeTransfer
Record UpdatedMay 11, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address354 SETTLER RD, DEKALB, IL 60115-8571

Mortgage

Document Number0000002727
DateApr 24, 2023
Instrument2023002727
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053
Interest
Rate TypeFixed Rate
Rate6.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,025 (+25.6%) Land $13,601 Building $82,424$288,075 (+25.6%) Land $40,803 Building $247,272
2024$6,507.00
2023$76,455 (+9.53%) Land $10,829 Building $65,626$229,365 (+9.53%) Land $32,487 Building $196,878
2022$69,803 Land $12,359 Building $57,444$209,409 Land $37,077 Building $172,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1980–2013)
Claims Outside the SFHA4 of 8
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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