354 Peninsula Rdg, Sunset, SC 29685 Property Records

Pickens County property record for 354 Peninsula Rdg, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,504 sqft · built 2020
Lot Size	1.92 acres (84,071 sqft)
Owner	Individual Name on File
Last Sale	$5,250,000 (Mar 2025)
Tax Bill	$14,774 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4141-00-35-3606`

Property Details

APN / Parcel Number

Primary APN	`4141-00-35-3606`
Alternative APN	`R0083624`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,504 sqft Living Area
Basement Area	2,485 sqft
Finished Basement	1,887 sqft
Unfinished Basement	598 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	84,071 sqft (1.92 acres)
Garage Type	Attached
Garage Area	871 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Porch
Deck Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0083624
Street Address	354 PENINSULA RDG
City	SUNSET
State	SC
Zip	29685-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT LAKE KEOWEE, SECTION P-1 LOT 032, PLAT 600/107
Legal Subdivision	RESERVE AT LAKE KEOWEE
Legal Block	35
Legal Lot Number	32
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2028
Census Tract	10201

Owner

354 Peninsula Rdg is owned and occupied by an individual who bought it in March 2025.

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	354 PENINSULA RDG, SUNSET, SC 29685-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed, Transfer · Stand-Alone First Mortgage GOLDMAN SACHS BANK USA
Jan 5, 2017	Deed, Transfer ATLANTIC CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	202503892
Deed Book / Page	2790 / 283
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 16, 2020
Property Address	354 PENINSULA RDG, SUNSET, SC 29685-1416
Document Number	0000016071
Book / Page	2204 / 31
Map Reference	MB 604 PG 273
Instrument Date	Oct 15, 2020
Instrument	202016071
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	354 PENINSULA RIDQE, SUNSET, SC 29685

Mortgage

Document Number	0000016072
Date	Oct 16, 2020
Instrument	202016072

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Jan 5, 2017
Property Address	354 PENINSULA RDG, SUNSET, SC 29685-1416
Document Number	0000000185
Book / Page	1829 / 033
Map Reference	MB604 PG273
Instrument Date	Jan 3, 2017
Instrument	201700185
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,899.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 MOYER TRL, DULUTH, GA 30097-6214
Mail Care Of	MR CLIFF KENNEDY

Mortgage

Document Number	0000000186
Date	Jan 5, 2017
Instrument	201700186

Lender

Name	ATLANTIC CAPITAL BANK NA
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 354 Peninsula Rdg was $14,774, up 8.9% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,774.00 (+8.89%)	$133,890 (+18.54%) Land $22,550 Building $111,340	$3,443,400 (+21.95%) Land $580,000 Building $2,863,400
2024	$13,568.00 (+1.5%)	$112,950 (-) Land $19,400 Building $93,550	$2,823,700 (-) Land $485,000 Building $2,338,700
2023	$13,367.00 (-67.28%)	$112,950 (-33.33%) Land $19,400 Building $93,550	$2,823,700 (-) Land $485,000 Building $2,338,700
2022	$40,855.00	$169,420 Land $29,100 Building $140,320	$2,823,700 Land $485,000 Building $2,338,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 354 Peninsula Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Peninsula Rdg is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Hotwire Communications Fiber	1,000 / 350
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Peninsula Rdg

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