354 Opal Ln, Lugoff, SC 29078 Property Records

Kershaw County property record for 354 Opal Ln, Lugoff, SC 29078

Property Summary

Property Type	Residential Vacant Land
Details	built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,300 (Dec 2006)
Tax Bill	$408 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`308-00-00-088`

Property Details

APN / Parcel Number

Primary APN	`308-00-00-088`
Alternative APNs	`0308 00 00 0880` `7293`

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	7293
Street Address	354 OPAL LN
City	LUGOFF
State	SC
Zip	29078-9495
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RD2
Legal Subdivision	OPAL LANE
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	970905

Owner

Source: Kershaw County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1528 WILDWOOD LN, ELGIN, SC 29045-9895
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2006 · Amount on Record
Deed Sale	Dec 15, 2006 · Amount on Record
Prior Sale	Jul 13, 1994 · Amount on Record
Deed Book / Page	2090 / 107
Record Updated	Oct 29, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Feb 24, 2017
Property Address	354 OPAL LN, LUGOFF, SC 29078-9495
Document Number	0000001456
Book / Page	003654 / 000299
Instrument Date	Feb 22, 2017
Instrument	1456
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 OPAL LN LUGOFF SC 290789495, LUGOFF, SC 29078-9495

Mortgage

Document Number	1457
Date	Feb 24, 2017
Book Page	003654/000302
Instrument	1457

Lender

Name	DEREK & MARGARET APPLETON
Address	301 IVO CIR, ELGIN, SC 29045-9254
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 23, 2022

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$408.00 (+7.94%)	$15,000 (-) Land $15,000	$15,000 (-)
2023	$378.00	$15,000 Land $15,000	$15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Opal Ln

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