354 Oak St, China Spring, TX 76633 Property Records

McLennan County property record for 354 Oak St, China Spring, TX 76633

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 2012
Lot Size	0.516 acres (22,499 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,813 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180200000032001`

Property Details

APN / Parcel Number

Primary APN	`180200000032001`
Alternative APNs	`1802000000320010101` `109320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Flooring	Carpet

Exterior

Year Built	Built 2012
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	22,499 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Patio Area	200 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	109320
Old Parcel Number	1802000000320010101
Street Address	354 OAK ST
City	CHINA SPRING
State	TX
Zip	76633-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NORTH LAKE SHORE LOT 10 BLOCK 2 ACRES 0.5165
Legal Subdivision	NORTH LAKE SHORE
Legal Block	2
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	CHINA SPRING
Census Block Group	1
Census Block	1026
Census Tract	4102

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	354 OAK ST CHINA SPRING TX 76633, TX 76633, XX
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit GENCO FCU
Sep 20, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage AFFILIATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021
Deed Sale	Oct 28, 2021
Prior Sale	Aug 29, 2005
Deed Document Number	2022007748
Prior Transfer Date	Nov 8, 2010
Prior Transfer Doc	2010034767
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	354 OAK ST, CHINA SPRING, TX 76633-2522
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007749
Date	Feb 28, 2022
Instrument	2022007749

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	354 OAK ST, CHINA SPRING, TX 76633-2522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000620
Date	Jan 8, 2018
Instrument	2018000620

Lender

Name	GENCO FCU
Type	Credit Union
Address	WACO, TX 76714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	354 OAK ST, CHINA SPRING, TX 76633-2522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031732
Date	Sep 20, 2019
Instrument	2019031732

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,580 (-0.65%) Land $16,490 Building $256,090	$272,580 (-0.65%) Land $16,490 Building $256,090
2024	$2,813.00 (+13.11%)
2023		$274,370 Land $18,550 Building $255,820	$274,370 Land $18,550 Building $255,820
2022	$2,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSQUE BASIN WSC serves 225 people · EPA ID TX1550074
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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