354 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 354 Neptune Ave, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1960
Square Footage1,805 sqft Living Area
Lot Size4,717 sqft (0.108 acres)
OccupancyOwner Occupied
Last Sale$4,750,000 (2023)
Tax Bill$52,728.00 (2025)

Property Details

APN / Parcel Number

Primary APN256-282-17-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,805 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleContemporary Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area4,717 sqft (0.108 acres)
Depth X Width117 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address354 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-2523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK C LOT 17 TR 001800
Legal SubdivisionSEASIDE GARDEN HEIGHTS
Legal Tract001800
Legal BlockC
Legal Lot Number17
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2001
Census Tract17702

Owner

Source: San Diego County records · APN 256-282-17-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address354 NEPTUNE AVE, ENCINITAS, CA 92024-2523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Nov 21, 2023Grant Deed, Transfer
TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2023 · Amount on Record
Deed SaleNov 21, 2023 · Amount on Record
Prior SaleMay 07, 1999 · Amount on Record
Deed Doc Number2023323377
Prior Transfer DateNov 14, 2023
Prior Transfer Doc0000323376
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address354 NEPTUNE AVE, ENCINITAS, CA 92024-2523
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5347 WESTKNOLL DR, SAN DIEGO, CA 92109-1338

Mortgage

Document Number0000038043
DateFeb 14, 2024
Instrument2024-0038043
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressSANTA CLARA, CA 95054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMar 01, 2034
Change Frequency6 Months
Min Rate At Change5%
Max Rate At Change7%
Max Rate11%

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 21, 2023
Property Address354 NEPTUNE AVE, ENCINITAS, CA 92024-2523
Document Number0000323377
Map ReferenceMAP 1800
Instrument DateNov 03, 2023
Instrument2023-0323377
Transaction TypeTransfer
Record UpdatedDec 05, 2023
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 WASHINGTON ST # 150, 150, SAN DIEGO, CA 92103-2110

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$4,941,900 (+2%) Land $4,681,800 Building $260,100
2025$52,728.00 (+354.43%)$4,845,000 (+371.35%) Land $4,590,000 Building $255,000
2023$11,603.00 (+4%)$1,027,908 Land $482,178 Building $545,730
2022$11,157.00

Flood & Wildfire

354 Neptune Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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