Ocean County and Toms River Township property record for 354 Naples Ct, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,652 sqft · built 2015 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,410,000 (May 2026) |
| Tax Bill | $20,480 (2025) |
| Deeds & Mortgages | May 2026 Sale Oct 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 08-01946-04-00057 |
| Primary APN | 08-01946-04-00057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Living Area |
| Basement Area | 403 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,358 sqft (0.123 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 354 NAPLES CT |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40A |
| Legal Description | .123AC |
| Legal Subdivision | CHADWICK BEACH UN 3 SEC 3 & 4 |
| Legal Block | 1946 |
| Legal Lot Number | 57 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 722500 |
354 Naples Ct is owned and occupied by two individuals who bought it in May 2026.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 354 NAPLES CT, LAVALLETTE, NJ 08735-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed, Transfer ACRES LAND TITLE |
| Oct 5, 2020 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Prior Sale | Jul 15, 2003 |
| Deed Document Number | 202639874 |
| Deed Book / Page | 20380 / 804 |
| Prior Transfer Date | Jan 28, 1998 |
| Prior Transfer Doc | 0000008301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 21, 2026 |
| Property Address | 354 NAPLES CT, LAVALLETTE, NJ 08735-2906 |
| Document Number | 0000039874 |
| Book / Page | 20380 / 804 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202639874 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | ACRES LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $486,820.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 354 NAPLES CT, LAVALLETTE, NJ 08735-2906 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 354 NAPLES CT, LAVALLETTE, NJ 08735-2906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|
| Document Number | 0180851932 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 18085/1932 |
| Instrument | 2020112569 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 354 Naples Ct was $20,480, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,048,100 (-) Land $510,000 Building $538,100 | $1,048,100 (-) Land $510,000 Building $538,100 | |
| 2025 | $20,480.00 (+7.31%) | $1,048,100 Land $510,000 Building $538,100 | $1,048,100 Land $510,000 Building $538,100 |
| 2024 | $19,085.00 | ||
| 2023 | $1,048,100 Land $510,000 Building $538,100 | $1,048,100 Land $510,000 Building $538,100 | |
| 2022 | $17,511.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 354 Naples Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 458 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 458 in force |
| Nearby Flood Claims | 1,077 (1978–2026) |
| Claims Outside the SFHA | 13 of 1,077 |
| Most Recent Claim | Jul 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 354 Naples Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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