Woonsocket City property record for 354 N Main St, Woonsocket, RI 02895
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 4 ba · 1,460 sqft · built 1915 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Dec 2024) |
| Tax Bill | $3,311 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WOON M:19G L:27 U:8 |
| Primary APN | WOON M:19G L:27 U:8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 3,307 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 400632 |
|---|---|
| Street Address | 354 N MAIN ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-2072 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R4 |
| Legal Lot Number | 27 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 17300 |
Source: Woonsocket City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 354 N MAIN ST, WOONSOCKET, RI 02895-2072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Oct 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC |
| Apr 21, 2023 | Warranty Deed, Transfer · Commercial Mortgage RYANNA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on Record |
| Deed Sale | Dec 16, 2024 · Amount on Record |
| Prior Sale | Apr 21, 2023 · Amount on Record |
| Deed Document Number | 2024235758 |
| Deed Book / Page | 2919 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Sep 3, 2026 |
| Property Address | 354 N MAIN ST, WOONSOCKET, RI 02895-2072 |
| Document Number | 0000245287 |
| Book / Page | 3055 / 342 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026245287 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 354 N MAIN ST, WOONSOCKET, RI 02895-2072 |
| Investor | Possibly a Property Investor |
| Document Number | 0000245287, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 3055/342 |
| Instrument | 2026245287 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2055 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 354 N MAIN ST, WOONSOCKET, RI 02895-2072 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002834-110 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 2834/110 |
| Instrument | 229639 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Apr 21, 2023 |
| Property Address | 354 N MAIN ST, WOONSOCKET, RI 02895-2072 |
| Document Number | 0002802-20 |
| Book / Page | 2802 / 20 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 227281 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 SEAMANS AVE, NORTH PROVIDENCE, RI 02904-4212 |
| Document Number | 0000227282 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 227282 |
| Name | RYANNA LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,311.00 (-5.53%) | $294,800 (+17.59%) Land $92,900 Building $201,900 |
| 2023 | $3,505.00 | $250,700 (-) Land $92,900 Building $157,800 |
| 2022 | $3,505.00 | $250,700 Land $92,900 Building $157,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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