Garrard County property record for 354 Maupin Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 1991 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,821 (Aug 2026) |
| Tax Bill | $900 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-028 |
| Primary APN | 50-028 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Sewer | Connected |
|---|
| Account Number | 5754 |
|---|---|
| Street Address | 354 MAUPIN RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.23 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970202 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 8TH ST, PAINTSVILLE, KY 41240-1284 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Deed Document Number | 2026220114 |
| Deed Book / Page | 338 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 354 MAUPIN RD, LANCASTER, KY 40444-8624 |
| Document Number | 0000220114 |
| Book / Page | 338 / 372 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026220114 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,798.82 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000220115, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 2026220115 |
| Name | CITIZENS NATIONAL BANK/SOMERSET |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jan 14, 2027 |
| Max Rate | -1% |
|---|
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,000 (-) Land $25,000 Building $60,000 | $85,000 (-) Land $25,000 Building $60,000 | |
| 2025 | $900.00 (+5.76%) | $85,000 (+6.25%) Land $25,000 Building $60,000 | $85,000 (+6.25%) Land $25,000 Building $60,000 |
| 2024 | $851.00 (-2.74%) | $80,000 (-) Land $20,000 Building $60,000 | $80,000 (-) Land $20,000 Building $60,000 |
| 2023 | $875.00 (-0.91%) | $80,000 (-) Land $20,000 Building $60,000 | $80,000 (-) Land $20,000 Building $60,000 |
| 2022 | $883.00 | $80,000 Land $20,000 Building $60,000 | $80,000 Land $20,000 Building $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Windstream DSL | 25 / 3 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures