Sumner County property record for 354 Lear Rd, Portland, TN 37148
| Property Type | Rural Home |
|---|---|
| Details | 3.25 ba · 2,737 sqft · built 2005 |
| Lot Size | 58 acres (2,526,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,000 (Oct 1998) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 083014 00102 |
| Primary APN | 083014 00102 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,737 sqft Living Area |
| Gross Area | 3,007 sqft |
| 1st Floor Area | 1,808 sqft |
| Upper Floors Area | 1,548 sqft |
| Basement Area | 1,808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,526,480 sqft (58 acres) |
| Terrain | Rolling |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 425 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 1,296 sqft |
| Utility Building | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 354 LEAR RD |
|---|---|
| City | PORTLAND |
| State | TN |
| Zip | 37148-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | DISTRICT: 13, COUNTY AREA: P00 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20204 |
354 Lear Rd, a rural home, is owned by two individuals who bought it in October 1998.
Source: Sumner County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1294, HENDERSONVILLE, TN 37077-1294 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 1998 · Amount on File |
| Deed Sale | Oct 23, 1998 · Amount on File |
| Prior Sale | Jan 3, 1996 · Amount on File |
| Deed Document Number | 1998450294 |
| Deed Book / Page | 885 / 861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 354 LEAR RD, PORTLAND, TN 37148-4415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 354 LEAR RD, PORTLAND, TN 37148-4415 |
| Document Number | 0054660138 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 5466/138 |
| Instrument | 1345879 |
| Name | VOLUNTEER STATE BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, TN 37148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 30, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 354 Lear Rd was $2,075.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,075.00 Additional exemption filed | $146,000 Land $40,800 Building $105,200 | |
| 2024 | $1,263,800 Land $843,000 Building $420,800 | ||
| 2023 | $2,446.00 (-0.45%) Additional exemption filed | $108,625 (-) Land $30,525 Building $78,100 | |
| 2022 | $2,457.00 | $108,625 Land $30,525 Building $78,100 | |
| 2021 | $434,500 Land $122,100 Building $312,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 354 Lear Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 354 Lear Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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