354 Hoyt St, Darien, CT 06820 Property Records

Darien Town property record for 354 Hoyt St, Darien, CT 06820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,707 sqft · built 1953
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$1,585,000 (Mar 2025)
Tax Bill	$9,537 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2024 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`DARI M:08 B:190`

Property Details

APN / Parcel Number

Primary APN	`DARI M:08 B:190`
Alternative APN	`9321`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,707 sqft Living Area
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9321
Street Address	354 HOYT ST
City	DARIEN
State	CT
Zip	06820-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Block	190
Jurisdiction	DARIEN CT
Township / Civil Division	DARIEN
Census Block Group	2
Census Block	2004
Census Tract	30100

Owner

354 Hoyt St is owned and occupied by an individual who bought it in March 2025.

Source: Darien Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	354 HOYT ST, DARIEN, CT 06820-2407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 4, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Aug 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK OF DANBURY
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025 · Amount on File
Deed Sale	Mar 4, 2025 · Amount on File
Prior Sale	Aug 24, 2023 · Amount on File
Deed Document Number	2025325
Deed Book / Page	1771 / 1183
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	354 HOYT ST, DARIEN, CT 06820-2407
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001785-339
Date	Mar 31, 2026
Book Page	1785/339

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	354 HOYT ST, DARIEN, CT 06820-2407
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001768-144
Date	Oct 3, 2024
Book Page	1768/144

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2049

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Mar 4, 2025
Property Address	354 HOYT ST, DARIEN, CT 06820-2407
Document Number	01771-1183
Book / Page	1771 / 1183
Instrument Date	Feb 27, 2025
Instrument	325
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0017711185
Date	Mar 4, 2025
Instrument	1771/1185

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Mar 1, 2032
Max Rate At Change	2.75%
Index	Other

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Aug 24, 2023
Property Address	354 HOYT ST, DARIEN, CT 06820-2407
Document Number	001757-140
Book / Page	1757 / 140
Instrument Date	Aug 23, 2023
Instrument	1559
Transaction Type	Transfer
Record Updated	Jul 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19149 OAHU LN, SARATOGA, CA 95070-5115

Mortgage

Document Number	0001757142
Date	Aug 24, 2023
Instrument	1757/142

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	354 HOYT ST, DARIEN, CT 06820-2407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1616-513
Date	Jun 30, 2017
Book Page	1616/513

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 354 Hoyt St was $9,537.

Source: Darien Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Darien Town
Unified School District	Darien School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,537.00	$616,070 Land $315,000 Building $301,070	$431,249 Land $220,500 Building $210,749
2024	$9,537.00 (+23.25%)
2023	$7,738.00 (+2.21%)	$439,390 (-) Land $238,000 Building $201,390
2022	$7,571.00	$439,390 Land $238,000 Building $201,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 354 Hoyt St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Hoyt St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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