354 Horizon Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 354 Horizon Way, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,290 sqft · built 1964
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on Record
Last Sale	$260,000 (May 1998)
Tax Bill	$6,280 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-522-120`

Property Details

APN / Parcel Number

Primary APN	`009-522-120`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	940 sqft
2nd Floor Area	350 sqft
Basement Area	280 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Basement
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	354 HORIZON WAY
City	PACIFICA
State	CA
Zip	94044-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10003
Legal Description	LOT 12 BLK 17 FAIRMONT UNIT NO 3 RSM 59/27 28
Legal Subdivision	FAIRMONT UNIT NO 3
Legal Block	17
Legal Lot Number	12
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2002
Census Tract	602700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	354 HORIZON WAY, PACIFICA, CA 94044-1707
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1998 · Amount on Record
Deed Sale	May 21, 1998 · Amount on Record
Deed Document Number	199876834
Last Transfer Date	Jan 2, 2020
Transfer Doc	0000003505
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	354 HORIZON WAY, PACIFICA, CA 94044-1707
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	TSI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094371
Date	Oct 25, 2017
Instrument	2017-094371

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	354 HORIZON WAY, PACIFICA, CA 94044-1707
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103173
Date	Dec 5, 2019
Instrument	2019-103173

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	354 HORIZON WAY, PACIFICA, CA 94044-1707
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 HORIZON WAY, PACIFICA, CA 94044-1707

Mortgage

Document Number	0000124349
Date	Nov 6, 2020
Instrument	2020-124349

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jun 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	354 HORIZON WAY, PACIFICA, CA 94044-1707
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 HORIZON WAY, PACIFICA, CA 94044-1707

Mortgage

Document Number	0000138814
Date	Sep 29, 2021
Instrument	2021-138814

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 14, 2020
Property Address	354 HORIZON WAY, PACIFICA, CA 94044-1707
Document Number	0000003505
Instrument Date	Jan 2, 2020
Instrument	3505
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	354 HORIZON WAY PACIFICA CA 940441707, PACIFICA, CA 94044-1707

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,430 (+2%) Land $211,715 Building $211,715
2025	$6,280.00 (+8.28%) Homeowner's exemption	$415,128 (+4.04%) Land $207,564 Building $207,564
2023	$5,800.00 (+5.99%) Homeowner's exemption	$399,010 Land $199,505 Building $199,505	$1,055,970
2022	$5,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired, Verizon.

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