Hillsborough County property record for 354 Hope Bay Loop, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,916 sqft · built 2014 |
| Lot Size | 0.292 acres (12,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,900 (Sep 2019) |
| Tax Bill | $3,483 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 054243-2146 |
| Primary APN | 054243-2146 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,916 sqft Living Area |
| Gross Area | 3,859 sqft |
| 1st Floor Area | 2,916 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,710 sqft (0.292 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0542432146 |
|---|---|
| Street Address | 354 HOPE BAY LOOP |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HARBOUR ISLES PHASE 2A/2B/2C LOT 27 BLOCK 9 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 33 |
| Legal Subdivision | HARBOUR ISLES PHASE 2A/2B/2C |
| Legal Tract | 95J |
| Legal Block | 9 |
| Legal Lot Number | 27 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 14119 |
Source: Hillsborough County records · APN 054243-2146
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 354 HOPE BAY LOOP, APOLLO BEACH, FL 33572-3533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN BK |
| Sep 04, 2019 | Warranty Deed, Transfer · VA Mortgage HOWARD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2019 · Amount on Record |
| Deed Sale | Sep 04, 2019 · Amount on Record |
| Prior Sale | Oct 05, 2016 · Amount on Record |
| Deed Document Number | 2019380277 |
| Deed Book / Page | 26919 / 600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 354 HOPE BAY LOOP, APOLLO BEACH, FL 33572-3533 |
| Document Number | 0000423530 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 354 HOPE BAY LOOP APOLLO BEACH FL 335723533, APOLLO BEACH, FL 33572-3533 |
| Document Number | 0000423530 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 423530 |
| Name | MERIDIAN BK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 04, 2019 |
| Property Address | 354 HOPE BAY LOOP, APOLLO BEACH, FL 33572-3533 |
| Document Number | 0000380277 |
| Book / Page | 26919 / 0600 |
| Map Reference | MB 110 PG 25-44 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 2019380277 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | FLAGSHIP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,659.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 354 HOPE BAY LOOP, 354, APOLLO BEACH, FL 33572-3533 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 6485, TAMPA, FL 33608-0485 |
| Document Number | 0269190602 |
|---|---|
| Date | Sep 04, 2019 |
| Instrument | 26919/0602 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,483.00 (-3.25%) Disabled Person's exemption Veteran's exemption | $344,564 (+5.99%) | $471,555 (+4.4%) Land $103,500 Building $368,055 |
| 2023 | $3,600.00 (+6.86%) Disabled Person's exemption Veteran's exemption | $325,100 (+3%) | $451,702 (+2.76%) Land $103,500 Building $348,202 |
| 2022 | $3,369.00 Disabled Person's exemption Veteran's exemption | $315,631 | $439,570 Land $80,500 Building $359,070 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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