354 Hill Top Rd, Ashland, MS 38603 Property Records

Benton County property record for 354 Hill Top Rd, Ashland, MS 38603

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1968
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on File
Last Sale	$96,776 (Nov 2022)
Tax Bill	$440 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0362-18-000-257.00`

Property Details

APN / Parcel Number

Primary APN	`2-0362-18-000-257.00`
Alternative APN	`19425`

Interior

Full Baths	1 Bath
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Deck Area	225 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	19425
Street Address	354 HILL TOP RD
City	ASHLAND
State	MS
Zip	38603-6745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 716 717 718 SNOW LAKE SHORES DB 91-35 DB 97-147 DB 104-288 DB 106-108 119-286,289,292 131-40 139-110
Legal Range	01E
Legal Township	03S
Legal Section	18
Legal Subdivision	SNOW LAKE
Legal Lot Number	716-718
Jurisdiction	BENTON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	950101

Owner

354 Hill Top Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Benton County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	354 HILL TOP RD, ASHLAND, MS 38603-6745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MORTGAGE
Oct 24, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 27, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	20221214
Deed Book / Page	214 / 741
Prior Transfer Date	Oct 6, 2022
Prior Transfer Doc	000214/741
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MS
Recording Date	Nov 21, 2022
Property Address	354 HILL TOP RD, ASHLAND, MS 38603-6745
Document Number	000214/741
Book / Page	214 / 741
Map Reference	PB 1 PG 9
Instrument Date	Oct 6, 2022
Instrument	202201214
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 HILL TOP RD, 354, ASHLAND, MS 38603-6745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	354 HILL TOP RD, ASHLAND, MS 38603-6745

Mortgage

Document Number	0202201215
Date	Nov 21, 2022
Instrument	202201215

Lender

Name	PLANET HOME LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	354 HILL TOP RD, ASHLAND, MS 38603-6745
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	268/77
Date	Jul 15, 2021
Book Page	268/77
Instrument	202100821

Lender

Name	COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MS
Recording Date	Oct 24, 2017
Property Address	354 HILL TOP RD, ASHLAND, MS 38603-6745
Document Number	000200/199
Book / Page	0200 / 199
Instrument Date	Oct 11, 2017
Instrument	201701044
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 E HIGHWAY 505, 295, CLERMONT, FL 34711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 219, ELLISVILLE, MS 39437-0219

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MS
Recording Date	Aug 18, 2017
Property Address	354 HILL TOP RD, ASHLAND, MS 38603-6745
Document Number	000199/481
Book / Page	0199 / 481
Instrument Date	Jul 17, 2017
Instrument	201700770
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8214 WESTCHESTER DR STE 635, 8214, DALLAS, TX 75225-6124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 E HIGHWAY 50 STE 5, 5, CLERMONT, FL 34711-2576

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON MS
Recording Date	Jul 27, 2017
Property Address	354 HILL TOP RD, ASHLAND, MS 38603-6745
Document Number	000199/353
Book / Page	0199 / 353
Instrument Date	Jul 7, 2017
Instrument	201700662
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8214 WESTCHESTER DR STE 635, 8214, DALLAS, TX 75225-6124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 WESTCHESTER DR STE 635, 635, DALLAS, TX 75225-6124

Tax Assessment & Valuation

The 2025 property tax bill for 354 Hill Top Rd was $440, up 1.6% from the year before.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Benton County
Municipality	Snow Lake Shores Town
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$440.00 (+1.62%)	$2,808	$18,720 Land $4,320 Building $14,400
2024	$433.00 (+9.07%)
2023	$397.00	$2,843	$18,950 Land $4,320 Building $14,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 354 Hill Top Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Hill Top Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOW LAKE SHORES serves 834 people · EPA ID MS0050003
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hill Top Rd

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